First Bank

First Bank, an entity of Southern Illinois Bancorp, Inc. headquartered in Carmi, Illinois, has been serving businesses and families in Southeast Illinois and Southwest Indiana since 1893. We represent a return to the old-fashioned way of banking, where the staff knew everyone by name and treated you like a person instead of a number. Our passion for serving the community and small-town values drive everything we do. We believe in treating everyone like family, providing personal service, always doing the right thing, and being proactive to help our clients reach their goals. Southern Illinois Bancorp, Inc. is the financial holding company for First Bank (First National Bank of Carmi), as well as First Insurance Agency, First Financial Services, and Southern Illinois Title. By structuring these businesses under one roof, our clients benefit from a continuity of interconnected financial services with a single relationship.