FlexPay

FlexPay, associated with RBI-regulated Non-Banking financial company- Vivifi India, is India's most trusted credit app that extends one-of-a-kind Personal line of credit products to credit-worthy borrowers. We offer sachet-sized revolving credit to professionals, who have had minimal access to credit with incomes starting at ₹ 4,000* per month. FlexPay provides on-demand credit with a scan & pay option. The customer requires one-time approval to avail of a personal line of credit for a lifetime. The onboarding process is simple and can be completed in a few minutes. The verification and approval take place instantly, and credit of up to Rs. 3 lakhs can be availed, which is disbursed within 24 hours upon approval. While we believe that every individual with a recurring income is eligible for credit, we lend with no bias to age, income, gender, education, occupation, or geography. The app is designed with a customer-centric approach, and therefore flexibility is the most important service we offer. In this way, the most remote users can experience the product and avail of EMI-free solutions for their offline or online purchases or needs. FlexPay is the only product that allows its customers to utilize their credit repeatedly without falling into a debt trap. It offers them the freedom and flexibility to repay their loan even after a day of sanction without levying any prepayment and late payment penalties. We are on a mission to provide a formal credit platform for unserved and underserved credit segments of India to make formal credit available in every household while empowering them and ensuring financial inclusion. #FlexKarle