Hearten

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At the heart of social services are individuals who are passionately committed to helping others. Hearten, a member-owned workers’ compensation captive program, was developed by organizations just like yours. It addresses the specific needs of social services when traditional approaches might not be the best fit. This program provides members with stable rates and competitive pricing, proactive claims handling and medical cost management, quarterly financial statement reporting with monthly loss runs, and potential dividends based on program performance. Hearten is a common-sense approach that is rooted in a deep understanding of alternative insurance solutions and offers a solution that’s right for you.
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