Iwoca

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iwoca was founded to expand possibilities for small businesses. At iwoca, we believe finance should feel like a superpower, not a headache. That’s why our founders, Chris and James, decided to create a solution custom-built for small businesses. One that strips out the hassle, gets to know what each business needs, and looks for opportunities rather than problems. One that provides access to finance where and when your business needs it. Our partner integrations and our Lending API mean we can provide access to finance where and when small businesses need it. Our award winning credit risk engine help us make faster, more accurate credit decisions built around the performance of the business. We are proud to be NACFB Lender of the year, Xero Financial Services App of the year and, most recently, winner of the £10m Banking Competition Remedies grant. Since 2012, we’ve made funding available to over 50,000 businesses, from cafés to car dealers, salons to solicitors. But we’ve only just started. Our mission is to fund one million small businesses.

Company Details

Employees
481
Founded
-
Address
101 New Cavendish St, West End,england W1w 6xh,united Kingdom
Phone
020 3778 0274
Email
su****@****a.co.uk
Industry
Financial Services
NAICS
Finance and Insurance
Monetary Authorities-Central Bank
HQ
West End, England
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iwoca Business Loans Review: Pros, Cons & Features - NerdWallet

iwoca Business Loans Review: Pros, Cons & Features NerdWallet

Six new UK lenders approved for CBILS including fintech iwoca - FinTech Futures

Six new UK lenders approved for CBILS including fintech iwoca FinTech Futures

iwoca lands £200m funding package from financial giants Citi and Waterfall Asset Management - FinTech Global

iwoca lands £200m funding package from financial giants Citi and Waterfall Asset Management FinTech Global

84 new businesses launched every hour in Britain during first half of 2025 - Business Matters

84 new businesses launched every hour in Britain during first half of 2025 Business Matters

iwoca secures £200 in funding for loans - - Enterprise Times

iwoca secures £200 in funding for loans - Enterprise Times

UK SMEs increasingly opt for alternative financing over traditional banks: iwoca - Yahoo Finance

UK SMEs increasingly opt for alternative financing over traditional banks: iwoca Yahoo Finance

iwoca investment closes on mammoth £1.5bn - BusinessCloud

iwoca investment closes on mammoth £1.5bn BusinessCloud

Winning new business: iwoca - The Guardian

Winning new business: iwoca The Guardian

iwoca launch an automated merchant cash advance - Startups Magazine

iwoca launch an automated merchant cash advance Startups Magazine

Augmentum Fintech takes iwoca stake - QuotedData

Augmentum Fintech takes iwoca stake QuotedData

The 17 Hottest Fintech Companies in Britain Ranked - businessinsider.com

The 17 Hottest Fintech Companies in Britain Ranked businessinsider.com

Iwoca partners with Teya to offer flexible loans to UK SMEs - Alternative Credit Investor

Iwoca partners with Teya to offer flexible loans to UK SMEs Alternative Credit Investor

SME lender iwoca secures new £200m funding line - Open Banking Expo

SME lender iwoca secures new £200m funding line Open Banking Expo

Iwoca co-founder Christoph Rieche on his struggle to achieve a work/life balance - UKTN

Iwoca co-founder Christoph Rieche on his struggle to achieve a work/life balance UKTN

iwoca secures £270m from Citi and Barclays to boost SME lending - FinTech Global

iwoca secures £270m from Citi and Barclays to boost SME lending FinTech Global

Iwoca launches lending platform to help banks and fintechs tap UK SMEs - FinTech Futures

Iwoca launches lending platform to help banks and fintechs tap UK SMEs FinTech Futures

16 hot UK fintech startups that could one day be worth $1 billion - businessinsider.com

16 hot UK fintech startups that could one day be worth $1 billion businessinsider.com

FinTech iwoca extends funding line to £170m - BusinessCloud

FinTech iwoca extends funding line to £170m BusinessCloud

Augmentum updates on three investments – Tide, Zopa and Iwoca - QuotedData

Augmentum updates on three investments – Tide, Zopa and Iwoca QuotedData

UK SME lender Iwoca bags £200m debt funding package from Citi and Waterfall Asset Management - FinTech Futures

UK SME lender Iwoca bags £200m debt funding package from Citi and Waterfall Asset Management FinTech Futures

iwoca receives £270m worth of funding for use across UK and Germany - Bridging & Commercial

iwoca receives £270m worth of funding for use across UK and Germany Bridging & Commercial

Meet the 35 most exciting young entrepreneurs, engineers, and advisors in UK fintech - businessinsider.com

Meet the 35 most exciting young entrepreneurs, engineers, and advisors in UK fintech businessinsider.com

British small business lender iwoca secures £150 million - Tech.eu

British small business lender iwoca secures £150 million Tech.eu

Christoph Rieche and James Dear: iwoca - Startups.co.uk

Christoph Rieche and James Dear: iwoca Startups.co.uk

Iwoca mulls bigger loans and international expansion amid surge in demand - City AM

Iwoca mulls bigger loans and international expansion amid surge in demand City AM

Modulr Finance, iwoca, Currencycloud and Atom Bank awarded Banking Competition Remedies fund - UKTN

Modulr Finance, iwoca, Currencycloud and Atom Bank awarded Banking Competition Remedies fund UKTN

‘What my failed startup taught me about executing tech’ - BusinessCloud

‘What my failed startup taught me about executing tech’ BusinessCloud

Iwoca closes £21m Series C to expand across Europe - UKTN

Iwoca closes £21m Series C to expand across Europe UKTN

UK SMEs say US tariffs have reduced exporting appetite - Startups Magazine

UK SMEs say US tariffs have reduced exporting appetite Startups Magazine

Three in ten small businesses receive financial support from family members - Credit Connect

Three in ten small businesses receive financial support from family members Credit Connect

Nearly 80 new UK businesses were registered per hour in the first half of 2021 - Startups.co.uk

Nearly 80 new UK businesses were registered per hour in the first half of 2021 Startups.co.uk

iwoca introduces ’30-second finance’ - BusinessCloud

iwoca introduces ’30-second finance’ BusinessCloud

Prime Minister embarks on first major trade mission to India - GOV.UK

Prime Minister embarks on first major trade mission to India GOV.UK

How iwoca became the UK’s fastest-growing fintech - Management Today

How iwoca became the UK’s fastest-growing fintech Management Today

UK lags in growth but tops political stability, say SMEs - Startups Magazine

UK lags in growth but tops political stability, say SMEs Startups Magazine

People’s Champion Finalist: iwoca - Startups.co.uk

People’s Champion Finalist: iwoca Startups.co.uk

'We lend where banks can't' Juice boss on how AI allows lender to say 'yes' to more small businesses - This is Money

'We lend where banks can't' Juice boss on how AI allows lender to say 'yes' to more small businesses This is Money

Shawbrook backs SME lender - Bridging & Commercial

Shawbrook backs SME lender Bridging & Commercial

Millionaire exodus same as losing half a million taxpayers, study shows - The Telegraph

Millionaire exodus same as losing half a million taxpayers, study shows The Telegraph

Trump tariff war sees UK businesses hold off on exports to US - lbc.co.uk

Trump tariff war sees UK businesses hold off on exports to US lbc.co.uk

Tide raises $14m and partners with iwoca - Specialist Banking

Tide raises $14m and partners with iwoca Specialist Banking

One in eight SME owners use online influencers to boost sales and marketing - Startups Magazine

One in eight SME owners use online influencers to boost sales and marketing Startups Magazine

Bdaily talks to Christoph Rieche of iwoca - Bdaily

Bdaily talks to Christoph Rieche of iwoca Bdaily

iwoca pledges £100m for small businesses in the Northern Powerhouse - Business Up North

iwoca pledges £100m for small businesses in the Northern Powerhouse Business Up North

We lend to entrepreneurs who use eBay: Iwoca targets e-commerce firms - This is Money

We lend to entrepreneurs who use eBay: Iwoca targets e-commerce firms This is Money

Pisces private stock market: Revolut, Octopus and Oaknorth eye trading platform - business-live.co.uk

Pisces private stock market: Revolut, Octopus and Oaknorth eye trading platform business-live.co.uk

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