Tonik

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Tonik is a transformative digital bank on a mission to revolutionize the way money works in Southeast Asia. We are addressing the US$140 billion retail deposit and US$100 billion unsecured retail lending opportunities in the Philippines. We believe the existing Filipino banking customers and the 70% of the Filipinos that remain unbanked deserve a better choice – a digital-only bank that is simple, not intimidating, helps them save, all at the click of a button. As the world leader in internet and social media usage, we believe Philippines is ripe for becoming a world leader in digital banking too. We plan to make it happen. We provide retail financial products, including deposits, loans, savings accounts, payments, and cards on a highly secure digital banking platform. Innovation is woven into the DNA of our company. We put customers first. We challenge the status quo. We are relentless. We are passionate about improving people’s financial lives through the use of technology. Tonik is officially the Philippines’ first neobank to secure a digital bank license from the Bangko Sentral ng Pilipinas (BSP). Deposits are insured by the Philippine Deposit Insurance Corporation (PDIC).

Company Details

Employees
478
Founded
-
Address
Singapore, Singapore 069534, Sg
Industry
Banking
NAICS
Commercial Banking
HQ
Singapore, Singapore
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News

Tonik Surpasses 1 million Loans, Redefining Consumer Lending in the Philippines - 美通社

Tonik Surpasses 1 million Loans, Redefining Consumer Lending in the Philippines 美通社

Tonik Digital Bank’s cumulative loan disbursements breach 1M - BusinessWorld Online

Tonik Digital Bank’s cumulative loan disbursements breach 1M BusinessWorld Online

TONIK NAMED BEST CUSTOMER SERVICE DIGITAL BANK - PR Newswire

TONIK NAMED BEST CUSTOMER SERVICE DIGITAL BANK PR Newswire

Tonik partners with Robinsons Appliances for Accessible Financing - Yahoo Finance

Tonik partners with Robinsons Appliances for Accessible Financing Yahoo Finance

Mastercard partners with tonik, Philippines’ first digital-only neobank, to accelerate financial inclusion - mastercard.com

Mastercard partners with tonik, Philippines’ first digital-only neobank, to accelerate financial inclusion mastercard.com

​​Apiwiz and Tonik Partner to Accelerate Digital Banking in the Philippines and Beyond - Newswire :) Press Release Distribution

​​Apiwiz and Tonik Partner to Accelerate Digital Banking in the Philippines and Beyond Newswire :) Press Release Distribution

Tonik Becomes PH’s First Neobank to Secure Digital Bank License - Financial IT

Tonik Becomes PH’s First Neobank to Secure Digital Bank License Financial IT

Tonik enters SME lending - PR Newswire

Tonik enters SME lending PR Newswire

Tonik lays off employees, hits profitability for lending products - Tech in Asia

Tonik lays off employees, hits profitability for lending products Tech in Asia

Fund transfers now made easier and faster with Tonik via InstaPay - The Korea Herald

Fund transfers now made easier and faster with Tonik via InstaPay The Korea Herald

About Maria Lourdes “Long” (Solis) Pineda - FF News | Fintech Finance

About Maria Lourdes “Long” (Solis) Pineda FF News | Fintech Finance

Tonik targets Filipinos with no bank accounts - BusinessWorld Online

Tonik targets Filipinos with no bank accounts BusinessWorld Online

Tonik furthers its credit inclusion leadership in the Philippines by unveiling new revolutionary all-digital loans - The Korea Herald

Tonik furthers its credit inclusion leadership in the Philippines by unveiling new revolutionary all-digital loans The Korea Herald

Tonik’s interest income jumps 5.7x to $6.2m, losses grow 40% (update) - Tech in Asia

Tonik’s interest income jumps 5.7x to $6.2m, losses grow 40% (update) Tech in Asia

Tonik introduces joint savings for couples: The 'Luv Stash' - PR Newswire

Tonik introduces joint savings for couples: The 'Luv Stash' PR Newswire

(October 2025) List of Digital Banks With High Interest Rates in the Philippines - BitPinas

(October 2025) List of Digital Banks With High Interest Rates in the Philippines BitPinas

Philippine digibank Tonik to acquire B2B fintech firm TendoPay - Tech in Asia

Philippine digibank Tonik to acquire B2B fintech firm TendoPay Tech in Asia

Tonik acquires TendoPay, enters employee benefits market - 美通社

Tonik acquires TendoPay, enters employee benefits market 美通社

Tonik enters consumer lending with a game-changing 15-minute Quick Loan - 美通社

Tonik enters consumer lending with a game-changing 15-minute Quick Loan 美通社

TONIK Digital Bank Set to Launch in PH This 2020 - Philippine Primer

TONIK Digital Bank Set to Launch in PH This 2020 Philippine Primer

Tonik launched as First Neobank in the Philippines - Pinoy Metro Geek

Tonik launched as First Neobank in the Philippines Pinoy Metro Geek

9 E-Wallets & Digital Banks In The Philippines In 2023 For Quick Payments, Money Transfers, & More - TheSmartLocal Philippines

9 E-Wallets & Digital Banks In The Philippines In 2023 For Quick Payments, Money Transfers, & More TheSmartLocal Philippines

Tonik launches in the Philippines, the country’s first neobank - UnGeek

Tonik launches in the Philippines, the country’s first neobank UnGeek

Tonik Bank: Digital-only neobank launches in the Philippines - Technobaboy

Tonik Bank: Digital-only neobank launches in the Philippines Technobaboy

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