Totus IFA
Impartial and independent advice
We advise on products and services from the whole of the market unlike tied (or multi-tied) advisors who only offer products from a single or small panel of providers.
The initial meeting is without charge.
Unlike the majority of UK advisors we agree a fee for our work. It is now generally recognised that commission distorts the advice process and has been the primary driver in a number of high profile mis-selling scandals.
Despite the benefits of fee based advice we recognise that many people are wary of committing to paying for advice that may not add value to their financial position. With this in mind we provide the Totus Promise which applies to the majority of our services.
A full discussion of the pros and cons of fee based approach will take place at the outset of our relationship and no chargeable work will ever be carried out without your written authority.
In plain English, we will complete all the work necessary to enable us to present our recommendations. If no value can be added or you are not entirely happy with our recommendations and fees you will owe us nothing.
What are the benefits of fee based advice?
Transparency: we are not under any pressure to sell you a particular product as our fee is agreed with you and does not depend on the product sold.
Unlike the majority of UK advisors we are not limited to recommending commission based contracts. This means that we are able to use the most appropriate product to help you achieve your financial goals, not just the most appropriate commission paying product.
Charges on contracts that have no commission loading are simply much lower.
Totus IFA is an appointed representative of Equity and General who are directly authorised and regulated by the Financial Conduct Authority .
Totus IFA FCA No. 777659
The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren't able to resolve themselves. To contact the Financial Ombudsman Service please visit www.financial-ombudsman.org.uk
Company Details
- Employees
- 3
- Founded
- -
- Address
- 207b Sovereign Court, Witan Gate East,united Kingdom
- Industry
- Financial Services
- NAICS
-
Finance and InsuranceMonetary Authorities-Central Bank
- Website
- http://www.totus.com/totus-ifa
- Keywords
- savings and wealth management, retirement planning investment, school fee planning investment, income tax planning/estate planning, life assurance, critical illness assurance, income protection, private medical, mortgage advice, Investments, Pensions.
- HQ
- Milton Keynes, Buckinghamshire
- Competitors
- Totus Capital Ltd - see Totus IFA.
Totus Ifa Questions
Totus Ifa's website is http://www.totus.com/totus-ifa
Totus Ifa's LinkedIn profile is https://uk.linkedin.com/company/totusifa
Totus Ifa has
3 employees.
View email and phone details for 3
employees at Totus Ifa.
Totus Ifa's industry is
Financial Services
Totus Ifa's top competitors are
Totus Capital Ltd - See Totus Ifa.
Totus Ifa's categories are Financial Services
Totus Ifa's founding year is 1984
