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This program provides Direct Loans for the growth of manufacturing and other eligible businesses within New York State by assisting in financing a portion of the cost of acquiring and renovating existing buildings or constructing new buildings (“Real Estate” projects) or for purchasing machinery and equipment (“M&E” projects). Funds to make Loans are derived from the sale of State-guaranteed bonds.
* Program Highlights
- In most cases, JDA Loans can be for up to 40% of the total project cost of Real Estate projects or M&E projects.
- Loans may be up to 60% for projects located in Empire Zones or economically distressed area.
- The combination of a bank loan and a JDA Loan allows up to 90% financing of a project.
- Typical financing structure:
50% Bank Loan
40% JDA Loan
10% Borrower Equity
- A JDA Real Estate Loan is normally a second mortgage loan, subordinate to a first-mortgage loan provided by a bank; M&E Loans are secured by a first lien, co-equal with the bank’s lien, on the M&E being financed.
- Real Estate project costs include the cost of an existing building and renovations, purchase of land and construction of a new building and soft costs normally associated with a real estate transaction.
- M&E project costs include the cost of the machinery and its delivery, installation costs solely attributable to the machinery being purchased and soft costs related to the M&E acquisition.
Company Details
- Employees
- 5
- Founded
- -
- Address
- 633 Third Avenue - 31st Floor, New York,ny 10017,united States
- Industry
- Financial Services
- Keywords
- New York.
- HQ
- New York, NY
- Competitors
- Accenture.
Job Development Authority Ny Questions
Job Development Authority NY's website is http://esd.ny.gov/BusinessPrograms/JDADirectLoanProgram.html
Job Development Authority NY's LinkedIn profile is https://www.linkedin.com/company/job-development-authority-ny
Job Development Authority NY has
5 employees.
View email and phone details for 5
employees at Job Development Authority NY.
Job Development Authority NY's industry is
Financial Services
Job Development Authority NY's top competitors are
Accenture.
Job Development Authority NY's categories are Financial Services
Job Development Authority NY's founding year is 1962
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