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VeriSect is a rapidly progressing start-up company developed by payment and Internet marketing veterans. We approach the processing problems merchants have from a unique angle, combining technical systems, Internet marketing optimization, payment processing and fraud/risk into a single equation. VeriSect's anti-fraud technology is in beta testing, featuring a real-time predictive tool that is designed to fight fraud and chargebacks before the transaction occurs. We combine our system's pre-transaction predictions with post-transaction screening, customer service and chargeback management to create an extremely accurate and beneficial system. Currently, we consult with the merchant to review and repair business practices in many areas as needed. When we have completed the process, the result is frequently not only a reduction in chargebacks to what many merchants would think are unreachable levels, but also a contribution to the merchant's bottom line by improving products, fixing business issues and winning chargeback disputes. Our unique billing model, which features services that once were only available to the largest companies, is both available to and ideal for merchants of all sizes and industries. VeriSect is in its soft-launch phase now, with consulting services already available and full technological solutions available on or about the first of the year. Please contact us for more information or if you are interested in being a part of our beta testing.