Michael Wall Email & Phone Number

Sacramento, Ca, Us

Sacramento, California, United States

Audit and Quality Control: Review loan input and callback, prepare certifications, and maintain procedures. Compliance: Ensure integrity and accuracy of CRA, HMDA, and Flood Insurance requirements. Provide guidance to Loan Center and Credit Administration. Interface with Compliance personnel regarding reporting issues. Vendor Management: Oversee, track, and review vendor compliance statements and documentation and complete vendor risk assessments.

Sacramento, California Area

San Francisco Bay Area

• Prepare thorough credit requests pertaining to complex loan transactions, including asset-based lines of credit and commercial real estate facilities. • Perform analysis of business and personal financial statements and tax returns, including global cash flow analysis, and present findings and recommendations to Senior Credit Administrator, Chief Credit Officer, and Loan Committee. • Serve as secretary for Director’s Loan Committee meetings, and produce meeting minutes. • Assist Relationship Service Managers with cash transactions and vault reconciliations. Provide bank clients service and support alongside Relationship Managers.

San Francisco Bay Area

Folsom, California

• Performed credit analysis, risk rating validation, and documentation review for various California community banks ranging in size from $100 million to $1.5 billion in assets. • Provided feedback to bank management regarding reviewed loans and bank filing systems.