• Owner - Group Cost Allocations and Global Legal Entity Transfer Pricing • Systems Owner & SME - Oracle Profitability & Cost Manager Cloud Services (PCMCS)

• Led the implementation of the Board Platform creating the Vision, procuring and implementing in 7 months to transform cost management capability• Delivered ‘one version of the truth’ cost capability, automation and reporting of a fully drillable end-to-end cost base, including FTE, volumes, cost driver data, product cost allocations, horizontal process costs, OCIR regulatory reporting, structure change management and creation of a platform for future exploitation & efficiency (having… Show more • Led the implementation of the Board Platform creating the Vision, procuring and implementing in 7 months to transform cost management capability• Delivered ‘one version of the truth’ cost capability, automation and reporting of a fully drillable end-to-end cost base, including FTE, volumes, cost driver data, product cost allocations, horizontal process costs, OCIR regulatory reporting, structure change management and creation of a platform for future exploitation & efficiency (having reduced month end processes from 6 days to 1)• Transformed cost transparency allocations and methodology (externally confirmed as best practice) to optimise product costs and cost insight for key strategic initiatives.• Developed a solution for Operational Continuity in Resolution after extensive negotiation with the Bank of England and favourably recognised by the Bank of England in their 2022 published Resolvability Assessment compared to other big banks• Cost Stress Testing & Recovery Planning, Cost Regulatory Responses and Finance System Process & Control Show less

• Responsible for £8,000m of Cost Transfer Charging of Group Operations, Group Functions, Lloyds, Halifax & Bank of Scotland Branch Networks, Digital & Telephony Delivery Channels. • Led extensive business engagement and partnering across the Group, ranging from Divisional FDs to Finance/Business teams to explain and support the controllability of costs attributed which account for the majority of costs (60%+ plus) for every Division and every Product Business Unit.• Also responsible… Show more • Responsible for £8,000m of Cost Transfer Charging of Group Operations, Group Functions, Lloyds, Halifax & Bank of Scotland Branch Networks, Digital & Telephony Delivery Channels. • Led extensive business engagement and partnering across the Group, ranging from Divisional FDs to Finance/Business teams to explain and support the controllability of costs attributed which account for the majority of costs (60%+ plus) for every Division and every Product Business Unit.• Also responsible for £5,000m of Retail Bank and Commercial End to End Product Costing. Delivered insight to differentiate product costs by channel, cost variability and cost drivers, supporting NPVs, Seller Reward and cross industry trends/benchmarks. Show less

• Introduced product costing for HBOS to enable direct comparison of costs of Lloyds and HBOS products and support good decision making. Cost inefficiencies identified and actions taken. • Led a strategy to implement alignment of Lloyds and HBOS cost transfer charging processes and also alignment to a single ledger (SAP), ahead of the main system transformation timelines.• Provided expert support to external enquiries and investigations, including Competition Commission and OFT… Show more • Introduced product costing for HBOS to enable direct comparison of costs of Lloyds and HBOS products and support good decision making. Cost inefficiencies identified and actions taken. • Led a strategy to implement alignment of Lloyds and HBOS cost transfer charging processes and also alignment to a single ledger (SAP), ahead of the main system transformation timelines.• Provided expert support to external enquiries and investigations, including Competition Commission and OFT submissions. • As a key member of the leadership team, played a leading role in the development of the large and diverse Finance Business (Shared) Services (355 FTE). Show less

• Led Group Transfer Charging Governance and control, budgeting, forecasting and management reporting.• Implemented numerous transfer charging process improvements/simplifications, intranet site, helpdesk facility, education presentations, dispute resolution, governance etc. • Developed drill down reporting for Group Executive Committee and MD variance reporting.

• Responsible for support and development of the SAP Special Ledger and SAP Project System.• Project managed successful SAP rollouts and implementations.

• Responsible for financial and management accounting, including treasury, sales ledger, purchase ledger, systems accountancy and departmental lead.• Assumed a Board role as IT Manager being responsible for IT strategy and budget. • Financial Due Diligence for three corporate sales processes to tight deadlines.• Project managed the implementation of the new finance and commercially focused business system, extending beyond the finance function to Procurement and Quantity Surveying.

• Financial accounting, management accounting, treasury, taxation and departmental lead.• Introduced costing for the printing function

• Temporary Merchant Bank assignments during around the World trip.

Chartered Accountants – Consultancy, administration and acquisitions (construction industry)

Chartered Accountants

Chartered Accountants