Kevin Morton Email & Phone Number

Guernsey

Risk Manager managing and developing risk management framework, policies, MI and reporting to Senior Executive.

Glasgow, Scotland, United Kingdom

Led team with responsibility to report, control, and supervise credit risk activities covering a diverse Residential and BTL mortgage book. Credit approval and contribution towards large/complex transactions. Strategic input and development of products with controls and criteria introduced to manage risk appetite. Responsible for reporting MI credit analytics of a growing mortgage book to key stakeholders. Managed all credit related policies including introduction of affordability changes.

Dunfermline

Employed by KPMG to manage and realise a distressed loan book. I have extensive experience in managing trading business borrowers and a strong background in real estate.Held key role within the Commercial team through employing various tactics and strategies to recover debt by way of an asset improvement strategy and / or via a consensual sale process, debt restructuring, refinancing or instigating insolvency actions. Individually responsible for the recovery of significant… Show more Employed by KPMG to manage and realise a distressed loan book. I have extensive experience in managing trading business borrowers and a strong background in real estate.Held key role within the Commercial team through employing various tactics and strategies to recover debt by way of an asset improvement strategy and / or via a consensual sale process, debt restructuring, refinancing or instigating insolvency actions. Individually responsible for the recovery of significant debts as part of recovery plan through selling commercial and residential assets. This included sole responsibility for instructing solicitors to raise, project manage and progress a number of professional negligence claims, which resulted in significant recoveries. Show less

Dunfermline

Line manager for staff within the Credit Restructuring Team and Credit Lending Section with extensive experience in BTL and development funding.Managed all credit submissions, assessment and approval of Commercial lending and Social Housing loan applications including presenting credit papers to the Executive. Also, responsible for managing all problem connections at risk, agreeing to various strategies and the restructuring of debt. Introduced and developed all written… Show more Line manager for staff within the Credit Restructuring Team and Credit Lending Section with extensive experience in BTL and development funding.Managed all credit submissions, assessment and approval of Commercial lending and Social Housing loan applications including presenting credit papers to the Executive. Also, responsible for managing all problem connections at risk, agreeing to various strategies and the restructuring of debt. Introduced and developed all written commercial credit policies and procedures including Commercial Lending Policies, Social Housing Policies, Arrears Policy, Service Level Agreements, Specific Provisioning Policy and other appropriate control systems and processes to satisfy day-to-day audit requirements. Show less

Southampton, United Kingdom