As Finance Officer I was responsible for following areas and my key responsibilities are:• Performing credit checks on loan applicants.• Helping loans officer in authorization of loans and maintain records.• Entering particulars of loan in ERP system.• Helping Credit Control Officer in identifying non-payments and late payments of loan using ERP and Excel.• Sending reminder letters to late or non-payers for prompt payments.• Completing compliance file particulars to be filed with FSA on monthly basis.• Updating and checking input of user data in ERP of new user additions and deletions. • Authorization of Bank transfers to and from credit union.

Joined Centre for Financial Excellence as Teacher Assistant and stayed with the company. A brief of the major responsibilities included:• Help teachers in lecture planning.• Organizing study material to be used in class lecture.• Setting, conducting and marking of class tests.• One-to-One session with students to help them in class work.• In case of teacher’s absence, deliver lecture. • Organize sporting and other leisure events.

Joined Kaleem & CO (CHARTERED ACCOUNTANTS) as Audit Trainee and was subsequently promoted to Auditor during the stay with the company. A brief of the major responsibilities included:• External and internal Audit of full complexity for conformity with policies and procedures of company.• Supervision of junior staff on the engagement.• Preparation of Management reports after completion of External Audit.• Financial projections and forecasts for Working Capital.• Financial Analysis of different clients.• Reconciliations of the Bank Statements.• Maintaining of accounting books (cash book, ledgers, sales, purchase & petty cash book) of different Clients.• Preparation of salary sheet for different clients.• Preparation of monthly income & expenditure statement for different clients.• Preparation of monthly statement of purchase & receivable for different clients.• Feeding of data in accounting software for different clients.• Preparation and maintenance of client files to be filed with Securities and Exchange Commission of Pakistan.