Experienced business analyst with over 12+ years in IT, specializing in payment systems and Agile methodologies.Currently working as a Business Analyst, leveraging my skills in defining product vision, managing backlogs, and delivering high-value solutions.Competent and diligent professional with a strong background in business analysis, requirement gathering, solution design, and Agile methodologies.Proven expertise in payment domains (ACH, SWIFT, SEPA, BACS) and hands-on experience with payment processing engines (VolPay).Adept at managing cross-functional teams, prioritizing product features, and ensuring quality deliverables.Possess excellent communication and problem-solving skills.Payments skills :- Currently working on ACH payment processing i.e., Volante VolPay product for different client banks.-Pain001,Pain008,Pacs008,Pacs004,Pacs007 messages processing includes Pain002, Pacs002 status reporting- NACHA flat file processing includes domestic/IAT payment processing- SWIFT MT messages processing includes category 1,2 and 9 messages