Design and implementation of BACB Transaction Monitoring process and department following an FCA Section 166. Design of suitable framework for commodity and trade finance, Real Estate and correspondent bankingSubmission of PID to software vendors with subsequent selection of Vendor SoftwareProject management, installation, UAT and deployment in line with Compliance and Regulatory framework. Author of Transactional Monitoring bank-wide policies, controls and procedures with regular MI reporting to BACB Exco Board.Conducting Transaction Monitoring and client risk assessments for client base on a daily basis.Management and oversight of the Transaction/Behavioural Monitoring process and monitoring. Alert investigation and escalationIdentification and escalation of any emerging risks, trends or operational gaps.Updating of Sanctions and Internal WatchlistsInvestigation of Trade Finance transactions inc. Import/Export LCs, Documentary Presentations, Commodity FinancePayment sanction screening and monitoring against Sanction, Internal and Export Control restrictionsConducting Due Diligence on the MENA Oil, Gas, Metals, Agribusiness trading sectorSanctions policy oversight and testing of effectiveness of screening departmentsRepresentation and the BACB Group Risk Committee for reporting on Behavioural Monitoring progressDelivering policy updates and training to wider frontline functions

Risk Manager in the Central Exceptions Unit (CEU), responsible for High Risk Exceptions Management within Commercial and Private Banking. In it's dealings the High Risk Customer Controls Unit will consider Reputational Risk, Money Laundering Risk, Sanctions & Terrorist Finance Risk, Regulatory Risk, Operational Risk and general Risk of Loss (not Credit Risk). Supporting the delivery of the High Risk Exceptions Management policies within Business & Commercial Banking. My responsibilities include:• Reviewing and setting High Risk sector policy.• Providing advice and guidance to our customers and stakeholders on High Risk Exceptions Management.• Identifying and escalating any emerging adverse High Risk trends or gaps.• Implementing improvements to processes and policies to minimise risk.• Sign off new High Risk Accounts subject to enhanced due diligence• Guidance provided in respect of High Reputational Risk accounts• Sign off customer exits from the bank• Sign off Environmental, Social and Ethical (ESE) periodic reviews• Sign off Money Service Businesses (MSB) annual reviews• Sign off Untoward Incident Database (UID) matches.

Conducting Adverse Media Searches on Politically Exposed Persons to alleviate RBS from potentially risk and Reputational Damage. Global Client Screening for PEP’s identified through Event Driven Reveiws and Internally Driven Reveiws. Liasing with Corporate stakeholders and Relationship Managers. Remedition of PEP's and any associated Corporate Entities. Ensuring all KYC documentation is accurate. Application of Risk Rating individual PEPs where necessary to identify whether onboarding a customer would remain within the risk appetite of RBS. Know Your Customer (KYC) and Know Your Business (KYB). Working efficiently to remain within SLA. Gathering relevant documentation used for creating hard copy PEP files for auditing purposes.

Analysis of filtered payments and world-wide Trade transactions identifed as potentially matching against internal, UK and International Sanctions. Adherence to Group Sanctions and International Sanctions policiesWorking within SLA. Liaising with RBS stakeholders and Subsidiaries - Coutts, Ulster, Retail Banking, Corporate and RBS International. Following direct escalation processes.Reaching set Key Performance Indicators (KPI’s). Develop and Embed continuous improvement ideas with a customer-centric focus.Maintaining up to date knowledge of policies and procedures (OFAC HMT, Internal, Bank of England, HMT, UN)