Kari Jauhiainen

Kari Jauhiainen Email and Phone Number

Head of Loans and Development at S-Pankki @ S-Pankki
Kari Jauhiainen's Location
Helsinki, Uusimaa, Finland, Finland
Kari Jauhiainen's Contact Details

Kari Jauhiainen personal email

n/a

Kari Jauhiainen phone numbers

About Kari Jauhiainen

Specialties; business development, project management, process development, pricing models, credit risks, sales, sales management, coaching, team leadership, banking products (lending, investments and insurance), taxtation, performance management, balanced scorecards, financial accounting and financial statement analysis

Kari Jauhiainen's Current Company Details
S-Pankki

S-Pankki

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Head of Loans and Development at S-Pankki
Kari Jauhiainen Work Experience Details
  • S-Pankki
    Head Of Loans And Development
    S-Pankki Sep 2019 - Present
    Helsinki Area, Finland
    - Leading an unit of business development managers and product owners. Team size is 14.- The team is responsible for the development of housing loans, credit card limit (S-Visa) and consumer loan (S-Laina) products ja processes. This includes development of credit decision systems (Experian PowerCurve Orginations), credit risks, affordability, gurantees, pricing, profitability, invoicing, loan insurance, service models etc. - The team takes advantage of SAFe, lean, automation and robotics in development.- The main goal is improve the customer experience and also discover new business opportunies and partnerships.- I'm involved also in developing budget and forecasts of loans.- Building the future bank
  • S-Pankki
    Development Manager
    S-Pankki Dec 2017 - Aug 2019
    Helsinki, Southern Finland, Finland
    Development manager of loans and credit products. Building the future bank.
  • Danske Bank
    Business Development Consultant
    Danske Bank Sep 2013 - Dec 2017
    Helsinki
    Project and product manager in Personal Banking Business development.Main responsibilities: - Housing, personal and consumer loan products and processes development - Lending pricing models development and guidelines; price optimization, value based pricing and smart pricing.- Loan insurance- Interest rate collar and cap- Consumer finance partnerships- Process optimization and robotics- Lending 1to1 marketing campaigns
  • Danske Bank
    Branch Manager
    Danske Bank Apr 2010 - Aug 2013
    Herttoniemi Branch
    Responsibility of branch finance and investment teams performance. Main tasks was sales management and coaching, human resource management, recruitments, marketing, customer portfolio management, credit decisions, risk management, implementing new strategies and business standards work out. I also deal with customers investment and finance needs to having them overall best advice and solutions. During the time Herttoniemi branch made huge leap in wide-scale sales results, activity and was one of the top branches, specially in investments.Deputy Manager April 2010 - Maj 2012 at Herttoniemi Branch: Responsibility of branch finance, investment, service and new customer acquisition teams performance.These years I focused on sales management to improve, coach and motivate my employees to get better results and achieve their goals in different kind of bank channels. I'm eager to get the best results to my team and my main target was to generate profitable business in finance and investment sectors.
  • Danske Bank
    Management Trainee & Finance Manager
    Danske Bank Dec 2007 - Mar 2010
    Hakaniemi And Kamppi Branch
    In two years Management Trainee Program (Johtoryhmä -ohjelma) we got good knowledge of leadership and management. I worked Finance Manager (new customer acquisition) at Retail Bank in 2008 and Business Banker 2009. I was also Deputy Manager at Kamppi Branch in summer 2009. I achieved good experience of the retail and business bank sales and products; financing, investments, insurances and risk management. Management traineeship focused strongly on customer relationship, interpersonal skills, leadership and management. Education had both in general view and in-depth focus within banking. Focus was also on the development of personal superior and management skills. Several development tasks from bank top managements; e.g. new investment profile (mifid) and personal banking concepts.
  • Op-Pohjola Group
    Controller
    Op-Pohjola Group Dec 2006 - Nov 2007
    Helsinki
    I worked with management accounting and strategic projects at Performance Management team. My main task was developing and analyzing OP-Pohjola Bank Group balanced scorecards (key performance indicators). Strategic analysis and ad hocs to support the Group top management. Regular performance reporting of retail and business bank sectors, estimating model and margin, competitor and market share analyses. Developing reporting systems (Exel, SAS EG, Basware Business Planning). Work was excellent viewpoint to banking sector.
  • Op-Pohjola Group
    Financial Controller
    Op-Pohjola Group Oct 2004 - Nov 2006
    Helsinki
    I worked with financial accounting. Main responsibilities; OP-Pohjola Bank Group's consolidated IFRS financial statements, Process improvement of national financial statements and other statutory reporting. Development of Consolidation systems (Basware GC and SAP R/3). Regular accounting and statutory reporting to related projects.
  • Op-Pohjola Group
    Cash Management Officer
    Op-Pohjola Group May 2004 - Sep 2004
    Helsinki
    Summer Trainee of corporate cash management services at Contact Center.
  • Op-Pohjola Group
    Service And Investment Advisor
    Op-Pohjola Group Jun 2003 - Dec 2003
    Kuopio
    Summer Trainee at Kuopion Osuuspankki. Advisor with sales focus on day-to-day, investment, insurance and lending products. Summer Trainee also in 05/2002 - 09/2002.
  • Ministry Of Employment And The Economy
    Researcher Trainee
    Ministry Of Employment And The Economy Mar 2003 - Aug 2003
    Helsinki
    Two research thesis for ministry corporate services.
  • Asg European Road Transport
    Forwarding Agent
    Asg European Road Transport Mar 2000 - Jul 2000
    Vaasa
    I handled customers road freight to European market.

Kari Jauhiainen Skills

Banking Retail Banking Investments Credit Risk Management Finance Loans Credit Risk Financial Markets Business Strategy Cash Management Corporate Finance Sales Management Branch Management Business Development Private Banking Financial Reporting Equities Team Leadership Analysis Stock Trading Strategic Financial Planning Investment Advisory Bonds Mutual Funds Selling Customer Service Commercial Banking Business Planning Networking Sales Balanced Scorecard Wealth Management Financial Accounting Financial Statement Analysis Strategies Internet Banking

Kari Jauhiainen Education Details

  • University Of Vaasa
    Finance, Economics And Statistics
  • Vaasa University Of Applied Sciences
    Vaasa University Of Applied Sciences
    International Business
  • Iisalmen Lyseo
    Iisalmen Lyseo
    Matriculation Exam
  • Danske Bank Business School
    Danske Bank Business School
    Management Trainee Program (Johtoryhmä 2008 -Ohjelma)
  • Danske Bank Business School
    Danske Bank Business School
    Management Training For Daily Managerial Tasks.
  • Danske Bank Business School
    Danske Bank Business School
    Business Banker Degree

Frequently Asked Questions about Kari Jauhiainen

What company does Kari Jauhiainen work for?

Kari Jauhiainen works for S-Pankki

What is Kari Jauhiainen's role at the current company?

Kari Jauhiainen's current role is Head of Loans and Development at S-Pankki.

What is Kari Jauhiainen's email address?

Kari Jauhiainen's email address is ka****@****nkki.fi

What is Kari Jauhiainen's direct phone number?

Kari Jauhiainen's direct phone number is (010) 765*****

What schools did Kari Jauhiainen attend?

Kari Jauhiainen attended University Of Vaasa, Ecole Supérieure De Commerce De Rennes, Vaasa University Of Applied Sciences, Iisalmen Lyseo, Danske Bank Business School, Danske Bank Business School, Danske Bank Business School.

What skills is Kari Jauhiainen known for?

Kari Jauhiainen has skills like Banking, Retail Banking, Investments, Credit, Risk Management, Finance, Loans, Credit Risk, Financial Markets, Business Strategy, Cash Management, Corporate Finance.

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