Accountant with experiences in budgeting, forecasting, analysis, and reporting. Skilled in using various financial software and tools to optimize performance and efficiency. I have also four years experiences of banking operation with many position such as Branch Operation Manager, Assistant Operation Manager, Credit Administration Officer, Cash Officer, Customer Services Officer. Experience in sales and customer relations positions. Adept at managing high-profile client accounts and establishing strong business relationships which result in an overall increase in revenue and the attainment of defined corporate goals .Developing strategies that enhance profitability, reduce costs, and improve customer satisfaction. My leadership style is collaborative, and I am committed to mentoring my team to achieve their full potential while delivering exceptional service to our clients.
Badael Plastic Products Factory
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AccountantBadael Plastic Products Factory Nov 2023 - PresentAl Saudia, Riyadh, Saudi ArabiaResponsible for a variety of financial tasks crucial to the success of our business, including invoicing and collecting accounts receivable, performing weekly reconciliation of accounts, and handling year-end tax reporting activities. Helps businesses make critical financial decisions by collecting, tracking, and correcting the company's finances. Responsible for financial audits, reconciling bank statements, and ensuring financial records are accurate throughout the year.
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Operations ManagerNrsp Microfinance Bank Sep 2023 - Nov 2023Mingora SwatManage branch staff, including recruitment, training, and performance management. Oversee branch operations, including customer service, sales, and financial transactions. Ensure compliance with all applicable laws, regulations, and policies. Develop and maintain relationships with customers and other stakeholders. To monitor and supervise all the operational activities of branch on daily basis and ensure satisfactory audit ratings for the branch. - To ensure error free operations at branch. - Maintain lobby and ensure all customers are attended. -
Assistant Operation ManagerKhushhali Microfinance Bank Limited Jun 2023 - Sep 2023Mingora Swat District, Khyber Pakhtunkhwa, PakistanDuties and responsibilities include formulating policies, managing daily operations, and planning the use of materials and human resources, but are too diverse and general in nature to be classified in any one functional area of management or administration, such as personnel, purchasing, or administrative services. An operations assistant is an entry-level professional i specializes in operations management. I typically report directly to an operations manager and can carry out tasks that they request, such as gathering information from other department leads or updating paperwork. -
Credit Administration OfficerKhushhali Microfinance Bank Limited Sep 2021 - Jul 2023Batkhelaknowledge of credit processes and transactionsGeneral loan, business loan, Govt loanLoans and Mortgages.All loan govt, private, etc knowledgeAll credit documentationconfidentialitystrong math skillsdetail orientationcomputer competencesExperience with mortgage loan software programs.Verbal and written communication.Good interpersonal and customer service skills.Time-management and organization skills.Ability to work with strict deadlines.Ability to explain technical concepts in simple terms. -
Cash OfficerKhushhali Microfinance Bank Limited Sep 2020 - Sep 2021BatkhelaDeposits and Withdrawals.Cash Drawer & Cash Handling.Basic Math Skills.Balancing LedgersATM ReplenishmentProper knowledge of ATMCash handling and mathematics.Customer service.Computer knowledge.Organization.Problem-solving.Written and verbal communication.Processing transactions.Attention to detail. -
Customer Service OfficerKhushhali Microfinance Bank Limited Mar 2020 - Sep 2020BatkhelaProper Maintenance of Accounting Records.Proper Management of Financial Resources of Organization.Good communication skills.Problem solving skills.Disciplined and result oriented Honest and hard working.Emotional intelligenceCompliance requirementsDocumentation skillsService recommendationsAccount managementDatabase ManagementMedical terminology knowledgeStaff education and trainingAccount opening, Closing KnowledgeRisk Assessment & Analysis.Financial Account Maintenance.
Muhammad Osama Education Details
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University Of SwatA -
Board Of Technical Education, PeshawarA
Frequently Asked Questions about Muhammad Osama
What company does Muhammad Osama work for?
Muhammad Osama works for Badael Plastic Products Factory
What is Muhammad Osama's role at the current company?
Muhammad Osama's current role is Accountant.
What schools did Muhammad Osama attend?
Muhammad Osama attended University Of Swat, University Of Malakand, University Of Malakand, Board Of Technical Education, Peshawar.
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Muhammad Osama
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