John Wilson Email & Phone Number

Bradford, Gb

Leeds, England, United Kingdom

Leadership of a 44-strong team with 6 direct reports, delivering training, ensuring appropriate task delegation, empowerment, and effective performance managementOwner and Strategic Lead of the Companies Business Plan and Target Operating Model and key driver of the business strategy.Embedding governance and risk frameworks, policies, and controls across the directorateStrengthened the marketing team to deliver an improved RoI area of business leading to a legacy of… Show more Leadership of a 44-strong team with 6 direct reports, delivering training, ensuring appropriate task delegation, empowerment, and effective performance managementOwner and Strategic Lead of the Companies Business Plan and Target Operating Model and key driver of the business strategy.Embedding governance and risk frameworks, policies, and controls across the directorateStrengthened the marketing team to deliver an improved RoI area of business leading to a legacy of increased productivity and more successful customer contact strategiesMember of Board Risk Committee, ExCo and Senior Leadership team; currently an Executive DirectorElected to the UK Finance Product and Service Board in 2024 for a 3-year tenderEmbedded and championed Consumer Duty rules across the business with a focus on process improvement, product governance and regulatory compliant legal contracts 𝘼𝙘𝙝𝙞𝙚𝙫𝙚𝙢𝙚𝙣𝙩𝙨Key contributor to continuous growth of the distribution channels to increase market share year-on-year to 15% market share with emphasis on maintaining a customer-focused operationOnboarding new lending and widening market distribution opportunities Increased annual lending by 150% in 3 years, enhancing market share to 15%; key player in the increase of company profits by +190% over 3 years. Simplified business-wide processes and delivered cost efficiencies across the business Maximised company balance sheet by +455% in 4 years, via increased lending and driving the delivery of 5 equity release mortgage book migrations Renegotiated commercial contracts resulting in the annual servicing revenue doubling Continually driving B2C and B2B customer service benchmarks, directly resulting in “Best in Class” and “Best provider for advisor support, training and development” recognitionEffective cost-effective management of 4 budgets Show less

Leeds, United Kingdom

Led a team of 16 with 3 direct reports with oversight of product, proposition, change and Management Information Author and Strategic Lead of the Companies Business Plan and Target Operating Model, key driver of the business strategyEmbedded strong product governance and risk frameworks, policies, and division-wide controls𝘼𝙘𝙝𝙞𝙚𝙫𝙚𝙢𝙚𝙣𝙩𝙨Diversified the funding of the business, increasing the funding partners from 3 to 5 and increasing funding by +114%… Show more Led a team of 16 with 3 direct reports with oversight of product, proposition, change and Management Information Author and Strategic Lead of the Companies Business Plan and Target Operating Model, key driver of the business strategyEmbedded strong product governance and risk frameworks, policies, and division-wide controls𝘼𝙘𝙝𝙞𝙚𝙫𝙚𝙢𝙚𝙣𝙩𝙨Diversified the funding of the business, increasing the funding partners from 3 to 5 and increasing funding by +114% per annumEnsured delivery of market leading and innovative products including green initiatives and promotion of ESG; key partner of the ESG and CSR strategy of the businessInstrumental in the onboarding of 3 migrations books increasing the assets under management Show less

Day-to-day leadership of the secured funding team; provided accurate, prompt investor reporting and data submissionsMonitored documentation and pricing aligned with client and investors' financial and risk appetite plus meeting legal and regulatory obligations for each transactionInstigated and oversaw due diligence requirements around each transaction; assisted in the resolution, integration and development of systems post client's IT crisis

Gloucester, United Kingdom

Delivered third line of defence including the auditing of ICAAP, ILAAP, behavioural modelling and the PRA submission for advanced IRB

West Yorkshire

Key member of the Asset Sales Team divesting corporate transactions, building links with all stakeholders including buyers to ensure a successful end-to-end transition to final buyerPerformed in-depth due diligence and reverse due diligence of each prospective purchaserAccountable for servicing elements, establishing purchasers had adequate servicing infrastructure following post transaction completion to protect customer interests during migrationFully met each… Show more Key member of the Asset Sales Team divesting corporate transactions, building links with all stakeholders including buyers to ensure a successful end-to-end transition to final buyerPerformed in-depth due diligence and reverse due diligence of each prospective purchaserAccountable for servicing elements, establishing purchasers had adequate servicing infrastructure following post transaction completion to protect customer interests during migrationFully met each milestone of governance benchmarks during asset sales, ensured consistency of approachDeveloped and monitored cash flow, pricing and stress test models for the asset sales which optimised funding and profitability objectivesCollaborated on the delivery of operational divestment of UKAR to Computershare Show less

London Area, United Kingdom

Advisor to UK Government Investment on the Student Loan Securitisation with a key focus on structuring, legal documentation, servicing and operational capabilities

Crossflatts, Bradford

Managed 5 secured funding programmes with accountability for eventual programme closure, implemented effective and compliant contractual and regulatory exit processesPresented critical updates to senior management, including recommendations of further opportunities in line with up-to-date market insights; updated ALCO on balance sheet activityDetermined most optimal outcome for UKAR against corporate actions and corporate bond activityForged collaborative relationships… Show more Managed 5 secured funding programmes with accountability for eventual programme closure, implemented effective and compliant contractual and regulatory exit processesPresented critical updates to senior management, including recommendations of further opportunities in line with up-to-date market insights; updated ALCO on balance sheet activityDetermined most optimal outcome for UKAR against corporate actions and corporate bond activityForged collaborative relationships with internal and external stakeholders including rating agencies, investors, account banks, corporate trustees and SPV parties Show less

Advised on best practice approach to business continuity planning, end user computing and processes; each element of work was pivotal to business unit in mitigating risk and ensuring business continuityExecuted data validation, production and transformation, in compliance with regulatory and rating-agency specifications; performed financial reconciliation for key aspects of internal systems and ledgers

Main point-of-contact for client advice and solution design across business acquisitions, secured and unsecured lending and structured financePerformed analysis of data, policies, risk frameworks and profiles; executed audit valuation verificationsConducted third party due diligence for client; gained understanding of potential acquisition balance, optimisation potential, future growth and exit plans

Leeds, United Kingdom

Managed multi-site day-to-day operations and cash management of HBOS and LBG funding programmesPerformed transactional tasks including legal document review, warranty assessment, data and pricing, managing due diligence and maintaining key relationships with rating agenciesOversight of Funding teams across Birmingham Midshires and Bank of Scotland with a focus on a range of investment tools, including self Build, buy-to-let and self-employed product offerings