Retail Executive
Current* Analyzed financial statements to evaluate the creditworthiness of clients; achieved an 81% accuracy rate in credit risk assessment.* Enforced risk mitigation strategies, proactive monitoring, and suitable credit risk mitigants; achieved a reduction in the credit default rate in the first year of employment.* Analyse all credit aspects of debt proposals, including macroeconomic, systemic, regulatory, jurisdictional, market and business risk, transaction value proposition.* Accountable for Risk ratings and risk classifications, net income, non-earnings, credit costs and other Business and Risk financial metrics.* Evaluate, approve within authorities, or recommend for approval to 2nd line, credit/risk transactions.* Ensure adherence to our risk appetite and maintain high asset quality and meet customerneeds