• Worked on Early Warning Signals (EWS) which can facilitate identifying users who are likely to go default based on their behavior.• Spearheading day-to-day tracking of KPIs (Key Performance Indicators) such as transactions, disbursals, credit limit, etc of two co-brands and reporting to respective Product Managers.• Implemented Credit Risk testing algorithms using Credit Bureau reports of potential customers to improve the approval policy.• Built Loan Performance and implemented… Show more • Worked on Early Warning Signals (EWS) which can facilitate identifying users who are likely to go default based on their behavior.• Spearheading day-to-day tracking of KPIs (Key Performance Indicators) such as transactions, disbursals, credit limit, etc of two co-brands and reporting to respective Product Managers.• Implemented Credit Risk testing algorithms using Credit Bureau reports of potential customers to improve the approval policy.• Built Loan Performance and implemented backtesting using Credit Tested Norms which can result in a reduction in defaults on the Money level by 50% & on the User Level (Days Past Due 60+) by 45%. Show less