Aaron Hale Email & Phone Number

New York City, Ny, Us

• In conjunction with Vertical leaders, support development of their strategic plans and manage product offerings from concept and initial design through market launch, rollout, and full product lifecycle. • Work with Vertical leadership to cultivate new product ideas and to evaluate their potential in marketplace.• Create documentation that defines new products/models from user input to output and delivery. • Coordinate and monitor product development stages of design, engineering, marketing, and pricing prior to market launch.

Through aggressive agency management, underwriting, and pricing initiatives, transformed a distressed $25 million Florida Private Passenger Auto Program into a profitable product with modest growth.

New York, Ny, Us

Devised and executed strategies to return Private Passenger Auto Programs back to profitability and eventual growth.Responsible for the profitability and growth of auto programs in Midwest states for both Direct & Agency channels.•Based on in-depth market and statistical analyses, repositioned existing programs.•In conjunction with actuaries, developed and implemented a new GLM product.•Continuously monitored results and made timely adjustments to keep programs on track.•Developed contingency plans to address outcomes of initial strategies.

Managed non-standard auto and commercial vehicle programs in California and Florida. These generated $90 million in premium during 2005 with an accident year pure loss ratio of 62% for all states combined.Responsible for the improvement and growth of non-standard auto programs. Contributed to the financial success of the Company. •In conjunction with Sr. Management, reduced accident year loss ratio by 22 points and increased written premium by $16 million over a three-year period. The combined ratio for 2005 was 97%.•Cultivated relationships with regulators, rating vendors, and territory managers.•Contributed to the development of a Data Mart in 2006 and pioneered the use of the Business Intelligence Tool.•Performed rate indications and class plan analysis in-house thereby eliminating the need for outside actuarial consultants. Estimated expense savings of $175,000 over five years.•Created a new forecast model for use in the budgeting process.

London, England, Gb

Analyzed client and industry data for this leading actuarial firm specializing in commercial P&C lines which included Professional Medical Liability& Workers Compensation. Worked with actuarial consultants and interacted with clients.•Produced management information related to reserve analysis, rate indications, and self-insurance funds in support of client programs.•Derived rating class plans and determined confidence intervals about future losses.•Performed quality control on actuarial reports produced departmentally to ensure accuracy

Actuarial Science

Ba, Mathematics

Education record