Aatif Ali Email & Phone Number

Lahore, Pk

Lahore, Punjab, Pakistan

Lahore, Punjab, Pakistan

Being the Business Consultant of Banking & Financial Services for Temenos Transact (T-24), a Core Banking Software, I’m responsible for the below tasks related to core retail modules:• Conducting BPRs, identifying Gaps as per client requirements, analyzing BRDs, preparation of FSDs, development consultation and guidance to technical team, setting product parameters and configurations, managing test plans, and conducting functional testing, SIT, UAT, conducting trainings of client's staff etc.Project: U-Microfinance Bank Limited (Islamabad, Pakistan)Successfully handling the below modules related to Transact (T-24) Core Retail area of R-22 release:• Customer• Cheque & Draft Management• Teller• Funds Transfer (Account to Account transfer, Banker's Cheque, Clearing etc.)• CRM• Debit Card• Corporate Collection• Document Management• Image Management• Mandate Management• Direct Cheque Deposit• Standing Orders• Sweeps• Taxation• Zakat• Other areas related to Core Retail side of T-24.

Karāchi, Sindh, Pakistan

Being the Business Consultant of Temenos Transact (T-24), a Core Banking Software, at National Data Consultant (Pvt) Ltd, which is a Systems Limited owned company, I’m responsible for the below tasks:• Gather and Analyze business/financial institutions’ specific requirements• Document the project plans and requirements through Business Requirements Documentation (BRD) and Functional Specification Documentation (FSD)• Identify and finalize the Gaps• Create comprehensive business solution design documentation for internal use and/or client review and sign off• Conducting Business Process Review (BPR) sessions with client’s core and business project teams to elicit functional & technical requirements• Manage test plans and conduct Regression Testing, System Integration Testing (SIT) and User Acceptance Testing (UAT)• Set up Product Parameters in the system as per requirements of BRD and FSD• Development Consultation, Functional Testing, Unit testing, Integration Testing and Software Testing Life Cycle (STLC) of the System• Resolve the queries by applying changes in the product features• Guide the technical team as per business requirements• Co-ordinate with concerned teams for the process flows’ scenarios and cases• Bridge/intermediary between technical/development teams and clients for comprehensive execution of requirements• Participating with business development team in different product demos to various financial institutions• Post implementation services, as required by clients.

Lahore, Punjab, Pakistan

• Back-up of Regional Manager Operations of Lahore Area• Fulfilling AML/KYC requirements of bank in accordance with national and international requirements • Screening of onboarding clients through FCM before initiating a new relationship• Monitoring of transactions during the course of ongoing relationship through in practice TMS• Responding of branch’s SAS/FCM alerts and suggesting required actions• Reporting of Suspicious transactions to Compliance Division and concerned quarters so bank’s channel my not be used for ML/TF• Compliance of Regulators and bank’s internal SOPs to safeguard bank’s and all stakeholder’s interests• Supervision and administration of day-to-day operations of branch in a manner that Bank’s policies procedure and SBP Prudential Regulations are fully adhered• Maintaining pro-active relationships with business team, facilitating timely involvement to ensure compliant solutions to business issues to achieve optimum results• create a working environment where customers get best attention and services• Attending customer’s complaints for their early resolution• Preparation and segregation of duty list of all staff and ensure / recommend timely rotation of staff as and when required• Managing the whole team of branch by creating best working environment. • Attending Internal, External, SBP and other regulator’s inspections and arranging compliance of their reports.• Maintenance and supervision of ATM and other E-Banking Channels for smooth operations• To ensure that accounts balancing is carried out regularly and outstanding items in suspense, prepaid expenses accounts are reviewed for quick settlement/reversal.• Handling of all departments i.e. deposits, cash, bills, inland remittances, Home Remittances, F.C accounts trade finance and all banking activities in a manner that internal control remains in place, customers remain satisfied and operational risks are minimized

Lahore, Punjab, Pakistan

• All kind of works related to credits (Fund Based / Non-fund Based) pre & Post sanction, Preparation of credit Proposals for SME/Corporate clients with consultation of Branch Manager, Hub Manager and RCCH• Updating insurance cover of securities held for credit• Preparation & managing the delivery orders in pledge cases of credit• Issuance, renewal and redemption of Bank Guarantees• Follow-up of markup recovery and overdue finances including FIM and PAD • Preparation & Completion of Charge Documents to obtain DAC• Attending and compliance of Audit Objections related to Credits• Responsible for the overall credit initiation, administration, collection and recovery• Managing NPL cases in all aspects including its legal side• Preparation/monitoring/follow-up of consumer cases• Preparation of facility Letter and all charge documents required to secure the facility• Maintain & up-gradation of the periodical stock reports• Preparing all financial statements comprising daily, weekly, fortnightly, monthly, quarterly & yearly closing returns• Generation of E-CIBs for all branches of the region

Lahore, Punjab, Pakistan

• Opening of all types of accounts in branch and accounts status maintenance• AML / KYC monitoring, periodic reviews and updation thereon• Closure of accounts as per requirements/client’s request• Payments of Profits to fixed deposit accounts.• Reconciliation of HO / Banks’ books • Maintaining of Lockers’ operations and preparation of relevant records• Attending compliance and audits related to Account Opening/AML/KYC and rectification of objection thereof• In charge Islamic Desk of branch• Backup of all operations department including Manager Operations• Maintenance of security stationary register and balancing thereof• Handling all types of bills/clearing (inward/outward/Local/Intercity)• Outward Bills for collection (OBCs)• Issuance /Cancellation of TDR, CDR, DD, TT, MT, Payments Orders Pay slips• Cheque books issuance and Maintenance of related records• Handling daily System problems• ATM captured card record maintenance and related tasks• Handling of all inward home remittances payment system e.g. Malik Exchange, Xpress money, Western Union, Placid NK, Remittex, Ria etc.

Lahore, Punjab, Pakistan

06 Months on job training in Operations, Credits, Trade, Cash and Remittance Department in the branch, including 01 months’ classroom training at National Institute of Banking & Finance (NIBAF), Islamabad.

Master Of Business Administration - Mba, Banking & Finance, 3.84/4.00

Specialization in Finance.

Bachelor Of Commerce - Bcom, Commerce, Cgpa 3.92/4.00

Completed B.Com with distinction.