With over two decades of extensive experience in credit ratings, project finance, risk assessments, and credit underwriting, I bring deep expertise in credit appraisals, risk evaluation, debt restructuring, and the broader banking, credit ratings, fund-raising, and research sectors. I have managed key government projects, collaborated with various regulatory bodies, and engaged with significant government agencies.My domain expertise spans corporate finance, credit assessments, strategy, investment banking, financial analysis, risk management, and leading large teams. Currently, I am with CRISIL Ltd, working across various sectors and corporate sizes, including real estate, automobile, banking (with a focus on microfinance institutions and MSMEs), and the education sector.I hold an MBA in Finance, a Postgraduate Diploma in Import-Export Management, and an Engineering degree from Mumbai University.