• Collect commercial and personal bank statements, check the company's import and export account details; Review and register company logistics fees, taxes and daily expenses• Prepare the company's financial statements, calculate the company's financial indicators, analyze the company's profitability, operating efficiency, debt paying ability, cost ratio, asset structure and cash flow, and make financial analysis reports• Report the company's financial status and operating results directly to the boss, report the financial income and expenditure, profit and loss, and work together to develop corresponding solutions, and increase the company's net profit by 40% every quarter• Remind, urge and guide the customers who have been in arrears for a long time, and successfully collect more than 200 customers• Conducting employee performance settlement and salary payment; Carry out team building, training, work sorting and standardize work flow

• Consulted with clients and worked with President on optimal financing solution and portfolio construction. • Performed 5 years’ projections of P&L analysis, and prepared reports of recommendations concerning the credit- worthiness of applicants to loan manager, leading to loan approvals of over $10 million. • Profiled and followed up with over 100 clients, collected documents including details of properties, personal andbusiness bank statements and tax returns, and assisted in underwriting loans. • Fixed credits scores for over 30 clients by negotiating with credit bureaus, collections and banks.

Analyzed the application and bureau credit data of credit card customers by Excel and R including ggplot2package to understand the characteristics of customer behavior and initiated different strategies to promote our products.• Collected and processed the data through SQL including quantitative and qualitative data.• Built regression models to predict potential customers and recommend credit card products by R.• Visualized customer application and credit information through R to illustrate customer behavior trends.• Organized daily credit reports and drafted monthly credit risk report using Advanced Excel Tools like Pivot Table.