A thorough professional with over 45 years of progressive experience in Commercial Banking (Operations) & Microfinance Banking (Operations), highly motivated with a proven ability to develop Teams, manage and motivate them, implement and redesign the organizational policies/Processes for better controls, cost effective and efficient deliveries for achieving goals like mitigating risks, complying with local/organization regulations with a proactive approach.RELATED EXPERIENCEManagement experience at all levels and well educated holding Master’s Degree in Economics from University of the Punjab. Joined Banking (HBL) in April 1978, obtained 1st Position during training and selected for further training in Foreign Exchange. Upon completion of training, posted in “Model Branch” of the Bank in Lahore in December 1979. Promoted to be Officer-in-Charge of Foreign Exchange Department at a Branch within two years and since then, holding management positions at different levels in different banks including CEO at MCB Employees Foundation, a Trust owned by MCB Bank Limited.AREAS OF EXPERTISEManagement, Centralization of Operational Activities of the Bank, Thorough AML/CFT/CPF Knowledge, Compliance of SBP Regulations, Vendor Management, Customization of Software Modules, Developing and Improving the Business Process Guidelines in accordance with Bank and SBP Policies. A Proficient user of Microsoft Office like Word, Excel & PowerPoint
Listed skills include Management, Project Management, Team Management, Risk Management, and 18 others.