- Tenant Rent Collection: Ensure timely collection of tenant rents, maintaining accurate records of payments, and addressing any discrepancies in collaboration with property management teams.- Invoice Management: Generate and send accurate monthly invoices for tenant rents and other charges, ensuring alignment with lease agreements and terms.- Account Reconciliation: Perform regular reconciliation of tenant accounts to ensure all payments are accurately reflected and balances are up-to-date.- Late Payment Follow-up: Monitor overdue rents and proactively follow up with tenants to ensure prompt resolution of outstanding payments, employing appropriate escalation measures when necessary.- Insurance Premium Management: Manage the corporate insurance premium payments for General Liability, Umbrella, Property, and Pollution insurance, ensuring timely payment and coverage continuity.- Insurance Policy Coordination: Liaise with insurance brokers and providers to maintain accurate records of corporate insurance policies, ensuring policies are renewed on time and coverage remains appropriate for the business needs.- Claims Management: Assist in the coordination and management of insurance claims, ensuring proper documentation is submitted and followed up to facilitate timely settlements and minimize financial disruption.- Reporting & Documentation: Prepare regular reports on tenant rent collections and corporate insurance payments, providing senior management with financial insights for decision-making and ensuring compliance with internal policies and regulatory requirements.

Under AL NAHDI GROUP, comprising multiple entities, including:GIFTS ISLAND UNITED MARKETING LLC. – Retail OutletsMUSCAT INVESTMENT & DEVELOPMENT LLC. – LogisticsRAHAL BUSINESS MAGAZINE – Marketing & AdvertisingI hold comprehensive responsibility for account management, liquidity and risk management, investment portfolio oversight, and managing corporate insurance operations. This includes insurance portfolio management, ensuring appropriate coverage across all business units, and collaborating on insurance strategies to effectively mitigate financial and operational risks. Additionally, I manage cash flow forecasting, treasury operations, and ensure adherence to regulatory compliance, including GAAP and IFRS. I also lead banking relationships and negotiations to optimize financial operations.Key contributions include:- Ensure financial operations and reporting comply with Shariah principles, including the management of Islamic financial instruments and contracts i-e Murabaha.- Implementation and continuous refinement of accounting policies and procedures, driving process optimization and internal control systems.- Overseeing all accounting functions, ensuring seamless coordination with cross-functional departments to achieve both tactical and strategic organizational objectives.- Mentoring junior accountants, guiding them in the preparation of month-end reports, bank reconciliations, and payroll.- Managing Accounts Receivable & Payable, Fixed Asset accounting, and maintaining productive relationships with banks, suppliers, and contractors.- Producing detailed financial and management reports, including Profit & Loss statements, Balance Sheets, audit schedules, reconciliation reports, and budget forecasts.- Monitoring and enforcing rigorous compliance with both internal policies and external regulatory frameworks, ensuring mitigation of financial and operational risks.Technologies utilized: MYCOM ERP, Tally.

• Direct the financial operations of logistics, ensuring cost-efficiency and strategic growth within the sector.• Manage corporate insurance for logistics, ensuring adequate risk coverage and implementing effective mitigation strategies for transportation and infrastructure.• Oversee accounts receivable and accounts payable processes, ensuring timely collections and disbursements to maintain smooth operational continuity.• Develop, monitor, and manage budgets, ensuring optimal allocation of financial resources to support logistics operations and align with strategic business goals.• Prepare and present comprehensive financial reports, including Balance Sheets, Profit & Loss statements, and detailed cost analyses, to guide senior leadership decision-making.

- Oversee accounts payable operations, ensuring the timely and accurate processing of vendor invoices in compliance with company policies.- Reconcile vendor statements and resolve discrepancies efficiently to maintain smooth financial operations and vendor relations.- Collaborate with internal departments to validate invoices against purchase orders and receipts, ensuring accuracy and adherence to company protocols.- Support cash flow management by providing accurate forecasts of upcoming payables and assisting with month-end financial close processes.- Foster and maintain strong vendor relationships, negotiating favorable payment terms and leveraging early payment discounts to optimize cash management.

• Support the financial operations of retail outlets by assisting in aligning financial strategies with business objectives and enhancing operational efficiency.• Assist in managing corporate insurance operations, ensuring appropriate coverage is in place to mitigate risks and protect assets across retail outlets.• Assist in managing accounts receivable by tracking collections to ensure a healthy cash flow.• Support the accounts payable process, ensuring timely payment processing and maintaining good vendor relationships to promote steady cash flow.• Assist in preparing financial reports, including Profit & Loss statements, Balance Sheets, and budget forecasts, to provide valuable insights for senior management decision-making.

- Reconciliations of Bank, Accounts Receivables, Accounts Payable, Prepare Journal Entries, Ledgers, GST output and input statements.- Produce Trial Balance, Profit &Loss Account, Balance Sheet, Supporting Schedules, Financial Analysis and Management Reports.- Prepare Payrolls, develop the system with IT for Biometric attendance and pay roll linking with bank accounts, Master Pay Roll File Systems, Staff Statutory Benefits provisions.

- Assist customers in identifying suitable insurance policies based on their needs.- Provide detailed explanations of policy terms, coverage, and exclusions.- Process policy applications and ensure all documentation is accurate and complete.- Follow up with clients to renew policies and address concerns.- Meet and exceed sales targets set by the company.