Abdul Hannan Email & Phone Number

Karachi, Pk

Head Office Karachi

• Develop and execute a comprehensive risk management process for HR Division at various locations within the National Bank of Pakistan.• Conduct Risk and Control Self Assessment (RCSA) for different functions within the HR Division, analyze existing and potential risks, and update the Risk Register on the RCSA system as needed.• Formulate business continuity plans and oversee their implementation.• Perform policy and compliance audits, collaborating with internal and external stakeholders such as Internal Audit, Compliance, Central Banks, and AGP Office.• Foster risk awareness among HR staff through training initiatives and support.• Evaluate SOPs and processes to minimize risk and control gaps, working with HR Division leads to enhance operational effectiveness.• Manage testing plans and stakeholder training for business continuity plans, ensuring effective risk mitigation for critical HR Division processes.• Oversee audit requirements, collaborating with the Internal Audit Group and HR Division team to align the control framework with operational processes and address audit findings.• Assist in preparing Dashboards on HR Division-related activities.• Periodically review access registers across the HR Division, including HRMS, Payroll, other Banking Systems, Shared folders, 3rd Party websites, documents, and personnel files.• Work closely with functional heads to ensure effective risk mitigation and control implementation in HR Systems, playing a key role in the project team responsible for implementing/enhancing core HR Systems (Compensation and Benefits, Payroll, Performance Management, Learning, Talent Acquisition, etc.).

Karachi, Pakistan

To support the management of Operational Risks and support the Bank in understanding the quality of its Control Environment. Particular emphasis on HR Operational activity based controls.Key Responsibilities:• Engage the OR team through Process Owners to document control processes.• Capture control processes in Control ‘Design Effectiveness’ scripts.• Obtain confirmation of the completeness and accuracy of the Design Effectiveness Script.• Obtain evidence from the Process Owner to complete Design Effectiveness Testing in line with the Bank’s Controls Assurance Process.• Conduct Design Effectiveness testing and capture evidence on the test scripts.• Obtain and act on feedback provided by Operational Risk and Internal Control after its challenge process.• Where required, conduct Operating Effectiveness testing using the scripts and methodology required by the Bank’s Operational Risk Management Framework and Processes.

Karachi, Pakistan

• Implement an effective Operational Risk Framework through a detailed and meaningful self-assessment framework across Operations.• Provide Senior Ops Management with an independent appraisal of control risk and develop comprehensive plans to improve Operational Controls for the Ops units on an ongoing basis.• Conduct frequent spot checks and planned sample based reviews to ensure policies and procedures are complied with at all times and escalate wherever necessary.• Ensure RCSA Methodology & execution is being done across all operations units (local & overseas) as per Risk guidelines.• Identify weaknesses in the effectiveness of controls and key processes within units and provide appropriate recommendations for improvement to minimize risk without compromising on service levels and SLAs.• Ensure adequate monitoring and reconciliation of sensitive GL lines (Sundry/transitory) is exercised across all Ops units.• Decide on system solutions to achieve operational uniformity and functional objectives across Ops units.• Ensure adherence to Clean Desk Policy across Operations through frequent surprise checks.• Monitor exceptions / deviations reported by processing units and ensure early closure and regularization.• Keep track of all open audit and GRC review findings and ensure timely closure by the respective unit.• Timely reporting of Operational incidents. Ensure detailed RCA is conducted and identified gaps are plugged to avoid recurrence• Liaise with Internal/External Audit to ensure smooth pre/post audit.• Standardize controls and best practices across Pakistan• Review and recommend changes to SOP & OPMs to simplify workflows and ensure that they are workable, standardized, cost effective and cover operating risks adequately.• Ensure that all operational, financial and administrative are up to date and correspond to the needs of the respective units.

Karachi, Pakistan

Validation of Controls (CST/KCI & OPTIAL)- Perform CST checks, identify, assess and document exceptions.- Ensure continuous monitoring on the ground, including KCIs.- Work closely with the Unit/ Line Manager to finalise exceptions / action items and review the same with the Risk Manager.- Perform trend analysis on exceptions.- Inputs evidence of checks performed and details of exceptions noted into Optial.- Work with Unit/ Line Managers to design in-country CST/KCSA.Incident Management (Phoenix)- Investigate, document and report operational losses, near misses, other risk events and treatment plans on Phoenix in partnership with Unit/ Line Managers.- Reconcile losses reported in Phoenix with GL on monthly basis.Process Risk Analysis (PRA)- Play a key role in driving PRAs at unit level.- Participate in PRA at the request of the process owner.- Support Risk Managers in PPG / CA related PRA reviews.Risk Team Meetings- FORTM – Review FORTM Packs, with focus on risk & controls MI & supporting documents and escalate to Risk Manager on any concerns for further actions.- Attend / Represent at FORTM.Risk Reviews- Perform spot checks and mystery shopping exercises and raise any exception through the risk reporting process.- Perform thematic risk / control reviews.- Validates adequate closure of audit findings.- Oversight over performance of pre-audit/ review preparation work by Unit/ Line.

Karachi, Pakistan

o Perform General Accounting Functions, including operation of the GL system and month-end close work.o Responsible for the preparation of accurate Financial Reports and supporting schedules, as required.o Responsible for Account Reconciliations that include multi currency inter-bank accounts.o Conduct end to end Payment Reconciliation made at all payment channels i.e. Cash, Cheque, Internet, IVR, Auto Debit, ATM and CDM.o Highlight to the management the Potential Issues affecting expenses, balances or cash flow.o Analyze Revenues and Expenses to ensure they are recorded appropriately on a monthly and daily basis.o Assist the Finance Unit in analyzing Financial Statements on a monthly basis and report on variances.o Assist the Finance Unit in Financial and Tax Audits.o Assist the Finance Unit in preparing Corporate Reporting requirements.o Assist the Finance Unit in Documentation and Monitoring of Internal Controls & other projects as assigned.o Process Re-Engineering – ensure to update with latest changes into DOI (Department Operating Instructions).o Lead Analyst having strong background in Business Continuity Planning and Disaster Recovery.o Lead Automation Analyst to move all manual reconciliation process into TLM onDemand for automated reconciliations processing as a flexible and cost-effective managed service for reconciliation.

Karachi, Pakistan

o Ensure all documentation is in place for Personal Installment Loan application.o Ensuring applicant is fulfilling and eligible under Credit Risk Policy.o Authorizing Core Banking (T24) Accounts (i.e. Principal, Interest and Re-payment) on system for Personal Installment Loan disbursement.o Mapping CAMS through T24 (Core Banking System) for smooth Customer Business Relationship.o Disbursement of Personal Installment Loan on CAMS (In-house system for disbursement).o Daily Reconciliation of PIL disbursement with Core Banking System Reports.o Cross Unit Coordination for resolution of Complaints regarding Personal Loan application, disbursement and PO delivery or Direct Credit status.o Ensuring NADRA Verisys is match with the data provided in application.o Ensuring applicant is never reported in UN/OFAC (Office of Foreign Assets Control).

Karachi, Pakistan

o Preparing UAT scripts for new VISA Credit Card Business.o Performing End-to-End UAT for VISA Credit Card.o Ensuring proper mapping of all transactions with respective GL Accounts.o Ensuring all necessary Settlement & Reconciliation Reports are in proper formats.o Ensuring VisionPlus perform all expected result as per SBP rules and regulations.o Ensuring PCTs are proper aligning in system.o Preparing Process Manuals as per Credit & Policy guidelines.

Karachi, Pakistan

o Supervision of daily Balance Sheet of Credit Card Business.o Supervision of Parking of funds into respective Sundry Accounts which are received from other Issuers for daily MasterCard Interchange Billing. o Supervision of Daily reconciliation of VISA NNSS Acquiring, A/R ONUS Card Payment VISA.o Supervision of VISA International Settlement on daily basis.o Supervision of NNSS Settlement with SCB and Rejection account.o Supervision of reconciliation of MasterCard’s settlement account.o Close liaison with IT for timely processing of VISA and MasterCard’s Rejections.o Daily monitoring of outgoing & incoming VISA – NNSS/VSS data.o To Ensure processing of Withholding Tax to SBP on weekly basis.o Coordinate with branches to settle issues relating to credit cards.o Coordination with H.O Reconciliation Department to settle outstanding entries of Credit Card Branch.o Monthly proofing of Accounts for submission of UBL Audit Unit.

Karachi, Pakistan

o Manage day-to-day operations and approve transactions of the assigned team, within the delegated authorities, with the aim to maximize the productivity while ensuring efficient and high quality service to the trade customers.o To prepare detailed quality procedures and process manuals covering all the products & services, in the assigned area, in order to ensure that all the transactions comply with the laid down policies & procedures and that the bank is not exposed to any potential risk. o Critically evaluate all high value transactions, all other irregular, structured, special transactions within the assigned portfolio prior to processing to avoid any losses either to the bank or to the customer. o Ensure that processes for compliance to anti-money laundering requirements are in place and met religiously by the teams to avoid processing of any unusual /suspicious transactions.

Karachi, Pakistan

Performing credit analysis, evaluating risk factors and industry trends. Review credit applications from all credit areas. Prepare accurate analysis and credit opinion with recommendations for approval or decline.o Researching, examining, and managing credit risks on a portfolio bases.o Request and Analyze customer financial statements.o Communicate with both internal and external customers on resolution of any credit issues.o Monitor assigned customer accounts to improve collection results and minimize bad debt write-offs. o Research and resolve all issues regarding customer accounts.

Master'S Degree, Economics & Finance, 1St Division

Bachelor Of Commerce (B.Com.), Commerce, 2Nd Division

Intermediate, Pre Engineering