-Leading cross-functional technical teams to develop and implement business requirements of all applications including Payment applications (mada, mobile payments: mada Pay and Apple Pay, Sadad, Sarie(IPS), RTGS and Esal), and internal Enterprise applications like ERP, CRM, websites, portals, Data Warehouse & Analytics BI (reporting and dashboards) and integration (middleware) development.-Lead teams of 70+ developers to build all organization's need with regards to software (either COTS implementation or In-House Development)-Directed product development efforts using industry standard specific tools to increase productivity and efficiency.-Developed departmental objectives, KPI's, processes and procedures to better align with the orgnazational objectives.-Monitored all aspects of software, including pricing and legal requirements.-Monitored and processed information for regulatory compliance, working closely with GRC, audit, security and cyber security to assure compliance with external and internal policies.-Operated within budgetary constraints, participated in development of annual budget forecasts and reconciliation of operating budget.-Recruited, hired and trained staff, providing direct supervision, ongoing staff development and continuing coaching to employees.

-Led multi-functional stuff to certify payment products from banks and other payment service providers, manage testing/quality and internal change management.-Collaborate with internal and external businesses (banks and payment service providers) to deliver business plans for mada, from setting standards and specifications to certify products according to standards and specifications.-Improved project success rates with solid staff coaching, performance monitoring, quality assurance and effective problem resolution.-Implemented process improvements to automate office operations, including record tracking.-Planned, monitored and appraised employee work results.-Improved efficiency by effectively managing external and internal communications and correspondence.

-Coordinated all ongoing technical activities for mada.-Led team in analysis and rebuild of software from conception through implementation.-Partnered with business teams and IT personnel to align project goals with business strategy and define project milestones.

Managed the implementation of:-Prepaid cards project.-POS Merchants Management system.-Online Fraud Monitoring system for debit and credit card transactions.-Securing internet payments using One Time Password 3-D Secure (Verified by Visa and MasterCard SecureCode).

Alinma Bank was a new bank founded in 2007 and started operation in 2009Responsibilities & Achievements:-Contributed in establishing a greenfield bank in the area of card payments-Involved in the vendors evaluations and selections-Involved in the initial designs, setup and integration of systems and applications related to card payments (issuance and acceptance).-Responsible for the Development & Support of payment applications (specialised in the acceptance).-Implemented the PCI-DSS requirements and compensating controls on the payment systems and contributed to get the PCI-DSS Certificate as first bank in Saudi Arabia.-Managed the setup of payment applications in DR environment.

-Providing technical support to the applications of national Saudi Payment Network (SPAN)-Involved in the migration activities from the old SPAN platform to the new SPAN2 platform-Participated in the country-wide-transformation from old mag-strip technologies to the new chip cards technologies