Abdul Rahim Malik, Mba Email and Phone Number

• Maintained portfolio quality by conducting annual reviews, collecting reporting and analyzing financial statements to manage risk and ensuring bank meets its regulatory requirements related to KYC, AML and compliance.• Assisting Relationship Managers with preparation of credit presentations, funding and business account opening• Partnering with BSC, GBM, Cash Management and GRM to fulfil client needs and help resolve service matters

• Managed the growth of the portfolio by negotiating credit terms according to the onboarding principles using credit scoring and worked with credit risk to close transactions in line with the bank’s regulation.• Maintained and promoted an exceptional customer service environment including on-site client visits which met and exceeded customer needs and expectations to build effective relationships for business growth.• Identified new sales opportunities for prospects and existing… Show more • Managed the growth of the portfolio by negotiating credit terms according to the onboarding principles using credit scoring and worked with credit risk to close transactions in line with the bank’s regulation.• Maintained and promoted an exceptional customer service environment including on-site client visits which met and exceeded customer needs and expectations to build effective relationships for business growth.• Identified new sales opportunities for prospects and existing clients through analysis and undertook strategic initiatives in collaboration with internal and external stakeholders to structure new proposals and close deals.• Evaluated clients’ ability to repay liabilities in context of unsecured and collateral based lending such as personal loan, lines of credit, mortgage, financing against property and auto finance with frequent monitoring. Show less

• Maintained portfolio compliance as per bank policies, monitored account quality and conducted risk assessment adhering to credit policies to minimize bank’s risk exposure. • Managed the provision of corporate credit cards for clients to improve liquidity and working capital.• Tailored treasury and cash management solutions for commercial and institutional clients including digital disbursements, business payroll solutions, collections, payments, and transactions.

• Managed high net worth priority clients while cross selling retail products to enhance bank’s profitability.• Fostered strong relationships with customers and assessed clients' specific investment needs based on risk tolerance and time horizon resulting in client retention.

• Enhanced the business banking segment by ensuring to grow deposits and grant collateral-based loans.• Coordinated as operations risk lead ensuring staff awareness and adherence to all policies, procedures regulatory and compliance including customer due diligence and AML to safeguard the interest of the bank

• Championed a customer focused culture to deepen client relationships and leverage broader bank relationships, systems, and knowledge. Performed periodic reviews of accounts to understand risk management.• Researched and utilized bank product specialist to stay abreast of new promotions, products, and services to fulfill identified client needs. Exercised judgment to identify, diagnose, and solve problems within given rules.