My major responsibilities are:* Collection of KRIs* Identify causes of significant deviation in consultation with concern division.* Perform trend analysis of KRIs for review by senior management.* Collection of Operational losses/ Near Miss & Events.* Refine loss incidents and map it to risk event type.* Managing loss data base.* Identify root causes of the collected events and suggest improvements.*Perform Operational Risk Evaluations (OREs) of new products, services and process with reference to operational risk. * Identifying inherent risks and suggesting minimizing those risk through effective controls.* Calculating capital charge of Operational Risk through Basic Indicator Approach (BIA).* Help improving the risk & control environment of the Bank through review of policy/ procedure.

My major responsibilities are:* Collection of KRIs* Identify causes of significant deviation in consultation with concern division.* Perform trend analysis of KRIs for review by senior management.* Collection of Operational losses/ Near Miss & Events.* Refine loss incidents and map it to risk event type.* Managing loss data base.* Identify root causes of the collected events and suggest improvements.*Perform Operational Risk Evaluations (OREs) of new products, services and process with reference to operational risk. * Identifying inherent risks and suggesting minimizing those risk through effective controls.* Calculating capital charge of Operational Risk through Basic Indicator Approach (BIA).* Help improving the risk & control environment of the Bank through review of policy/ procedure.

My major responsibilities are:* Collection of KRIs* Identify causes of significant deviation in consultation with concern division.* Perform trend analysis of KRIs for review by senior management.* Collection of Operational losses/ Near Miss & Events.* Refine loss incidents and map it to risk event type.* Managing loss data base.* Identify root causes of the collected events and suggest improvements.*Perform Operational Risk Evaluations (OREs) of new products, services and process with reference to operational risk. * Identifying inherent risks and suggesting minimizing those risk through effective controls.* Calculating capital charge of Operational Risk through Basic Indicator Approach (BIA).* Help improving the risk & control environment of the Bank through review of policy/ procedure.

My major responsibilities are:* Collection of KRIs* Identify causes of significant deviation in consultation with concern division.* Perform trend analysis of KRIs for review by senior management.* Collection of Operational losses/ Near Miss & Events.* Refine loss incidents and map it to risk event type.* Managing loss data base.* Identify root causes of the collected events and suggest improvements.*Perform Operational Risk Evaluations (OREs) of new products, services and process with reference to operational risk. * Identifying inherent risks and suggesting minimizing those risk through effective controls.* Calculating capital charge of Operational Risk through Basic Indicator Approach (BIA).* Help improving the risk & control environment of the Bank through review of policy/ procedure.

Carrying out an independent appraisal of the effectiveness of the policies, procedures and standards set by the organization. Carrying out value for money reviews, thereby assisting the management of the Bank in the effective discharge of their responsibilities.Carrying out compliance review of the set legal regulations by State Bank of Pakistan.Performing credit risk analysis of doubtful customers on the basis of Banks internal controls and regulations set out by State Bank of Pakistan.Scrutinizing the charge / legal documents of customers who are availing credit facilitates. Reviewing general banking operations and procedure at branch level to ensure the branches are functioning as per the set internal controls set by the management.Reviewing accounting statements and books for ensuring efficient upkeep of financial records.Draft segments of the reports on the results of work performed, for reviewed by the Head or by the auditor in charge.

Details of significant audits and assignments conducted, that have contributed to my professional growth include: EXPERIENCE BANKING • UNITED BANK LIMITED:• Has been part of the audit team of United Bank Limited (UBL) for three consecutive financial years, achieved the growth from audit junior to the level of in charge hence getting the in depth knowledge of UBL’s financial, operational and internal control systems.• Responsible for Consolidated Group Financial Statements, Advances and Fixed assets.• Worked as in charge of the credit review team applying the knowledge of Prudential regulations with good effect.• In charge for group reporting assignment of Bestway Group (UK based holding company of the bank), in which bank’s financial statements re-drafted on the basis of UK GAAP for the purpose of consolidation with Group Reporting and in testing of the Impairment model. • PLS Certifications.• IFCA reporting.EXCHANGE COMPANIES • PAKISTAN CUURENCY EXCAHNGE COMPANY PRIVATE LIMITED:• Worked as an audit in charge.• Conducted audit in compliance with the SBP’s F.E. manual.• Testing the compliance of other SBP circulars.OTHERS • DOOSAN HEAVY INDUSTRIES.• GSK (Internal Audit assignment for S.O.P’s).• KARACHI UNIVERSITY.• NATIONAL INDUSTRIAL PARK.• GENESIS AVIATION.• CRESCENT STEEL (INTERNAL AUDIT).