Worked on an embedded lending startup for the US, where I scoped out our industry partnerships and built an early version of our API product.

Worked on the design and development of the Open Credit Enablement Network (OCEN) API protocol. OCEN is an API-based "language for loans" that connects online marketplaces (like Amazon, Shopify) with banks and non-bank lenders in the country to facilitate embedded lending on the marketplace. Worked on a framework for anonymized and aggregated (non-personal) data sharing as public infrastructure.Planned outreach and wrote and managed content on the Indian payments architecture stack including UPI and Aadhaar payments, for an Indian payments publisher [https://medium.com/dice-india].

Worked to develop an insurtech startup - building an API platform for embedded insurance distribution.

Worked at the intersection of data science and cybersecurity to build a ransomware detection product based on file entropy metrics. Designed a classification framework for identifying Personal Identifiable Information (PII) documents based on NLP.

Developed the functional and technical architecture for Volante's Open Banking APIs product, and worked closely with engineers to build the pilot version.Led the cloud enablement of the payment hub product (VolPay) for Azure and AWS. Deployed VolPay in an Active Active environment across 3 regions and 6+ availability zones, using a distributed architecture with 15+ Cassandra nodes.

Led the development for utilizing a payment hub for orchestration in a UK based clearing services provider, among other partner POCs.Led the analysis and development of a payment hub product with Ripple's cross-border settlement solution.

Designed and implemented an algorithm for automated enrichment of SWIFT payment messages that learned from historical examples.