Abhay Kumar Pandey Email and Phone Number

Manage a team of underwriters responsible for underwriting conventional loans.Review loan files to ensure compliance with investor guidelines and regulatory requirements.Identify and implement process improvements to streamline underwriting processes and reduce turn-times.Collaborate with operations, and compliance teams to resolve complex underwriting issues and ensure customer satisfaction.Conduct training sessions to educate underwriters on new guidelines… Show more Manage a team of underwriters responsible for underwriting conventional loans.Review loan files to ensure compliance with investor guidelines and regulatory requirements.Identify and implement process improvements to streamline underwriting processes and reduce turn-times.Collaborate with operations, and compliance teams to resolve complex underwriting issues and ensure customer satisfaction.Conduct training sessions to educate underwriters on new guidelines, regulations, and product changes.Develop and maintain relationships with client to ensure timely delivery of services and products. Show less

Responsible for underwriting mortgage loans under the compliance of the company and agency policies (FHA, USDA, VA, Fannie Mae and Freddie Mac). Responsible for reviewing the applicant's loan history, credit history, credit score, outstanding debt, income, and other factors that contribute to a loan approval or denial decision.

Underwrote conventional, FHA, VA, and USDA loans, ensuring compliance with investor guidelines and regulatory requirements.Analyzed financial information to determine borrower's ability to repay the loan.Communicated with loan officers and processors to resolve complex underwriting issues.Mentored junior underwriters on underwriting guidelines, processes, and procedures.

Company basically deals with taxation software like TDS, Saral Income Tax etc. and also provide the solution regarding taxation.