Abhijeet Achuthan Email & Phone Number

Chennai, Tamil Nadu, India

Chennai, Tamil Nadu, India

Was part of the Pre-risk Analysis team were I was able to gain expertise in critical underwriting skills which include analyzing multiple credit documents of US-Individual as well as US-Corporate financial statements and providing strategic solutions in compliance with underwriting Policy and respective guidelines. As an credit Risk expert, I also conducted critical audits, training and query resolution for fellow employees and guided them to improve overall work quality using internal compliance tools, MS Excel and google sheets.Key Responsibilities : 1. Review and analyze loan applications and supporting documentation to determine creditworthiness and risk level within strict SLAs.2. Proficient in analyzing financial information and making informed credit decisions.3. Communicate with clients and team members to gather additional information and clarify any discrepancies.4. Make approval or denial decisions based on the results of the underwriting process.5. Assisted with the preparation of underwriting reports and recommendations for approval or denial.6. Worked with clients and team members to resolve any issues or discrepancies in the underwriting process.7. Part of Query resolver team, providing queries posted by other employees or customers within strict SLAsSkills: US Mortgage Lending & Underwriting Guidelines · AUS - DU/LPA Recommendations & Tolerances · · Cash Flow Analysis · Conventional & Non-QM Mortgages · Conforming Loans · Professional Underwriting Experience

India

o) Involved with Logo designing, flyers/Brochures, banners, video editing for online and offline clients. o) Online platforms - Freelancer and Fiver.

Chennai Area, India

o) Monitors processes of the cells for reliability, prepares and reviews Standard Operating Procedures.o) Preparation and updation of process documents ( Process flow, PFMEA, Control plan) & records ( IATF measurabels, DOE, Process capability and try out reports) for customer/system audits.o) Conducts trials on new tools and fixtures and monitors tool life to meet production requirements and reduce tool cost.o) Optimizes process parameters to reduce cycle time and executes modification/upgradation of tools, fixtures and gauges.o) Actively involved in IATF 16949 certification audits. Actively involved in TPM activities in Kobetsu kaizen pillar

Chennai Area, India