I lead technology at PayEX - an AI-powered, cloud platform for working capital optimization in the B2B segment. We count 3M, Bridgestone, Stanley Black and Decker, Valvoline as our customers.My key focus areas are technology, business process re-engineering, and product architecture. My sub-domains are Corporate Banking, Cash Management, Payments, Account Receivables, Account Payables, Supply Chain Financing, Reverse Factoring, Dynamic Discounting, and other areas connected to working capital optimization. I led Byzan - a 28+ year technology service provider in the BFSI segment. We provide services to leading banks, including Citi, JP Morgan, ICICI, HDFC, and others. Before joining Byzan and PayEX, I was the CEO of a technology services startup. I was an Audit and Enterprise Risk consultant at Deloitte (McLean, Virginia) and have advised large conglomerates and government organizations in security, privacy, and governance. I completed my Master of Information Systems Management degree from Carnegie Mellon University (Pittsburgh, PA). I also hold a Bachelor of Engineering - Information Technology and a Diploma in Computer Engineering from Mumbai University, India.