Responsible to produce monthly Risk Committees’ reporting including monitoring of risk appetite, portfolio trends and early warning indicators to enable the Executive/Board to make informed decisions across all Risk types (Credit, Operational and Conduct & Compliance).Support the annual refresh of the Bank’s Risk Appetite metrics.Pro-active analysis of credit trends and emerging risks across Hampshire Trust Bank.Deliver bespoke analytics to aid the front-line business in understanding their overall risk profileWork with Conduct and Compliance function and the Head of Operational Risk to deliver consistent MI across all risk types.Develop a deep understanding of core systems and contribute towards the design of a Group Data WarehouseSupport the bank wide Data Integrity program, improving the quality and consistency of data the bank uses in its reportingDevelop and maintain strong, collaborative, and constructive relationships with the 1st Line businesses and functions to support the delivery of business objectives whilst maintaining effective controlsUnderstand internal and external data, infrastructure and reporting requirements and coordinate these with effective analytical solutionsDeputies for the Risk Reporting Manager and provide support to the broader Risk and Compliance function where required

• Analysis of financial statements/offer memorandum/term sheets to judge the liquidity and credit worthiness of the clients for lending/equity perspective.• Regular monitoring of the private equity funds portfolio.• Extensive coordination with on-shore team on the workflow.• Collaterals analysis/amortization, analyzing terms and conditions and its impact on deal execution.• Monitoring and internal reporting post closure of a deal.• Regular tracking on deal collaterals and analysis of the credit quality and liquidity.

I am working to expand my reach by Ankit's Hope Haven (formerly ASR Blood Help) —an NGO dedicated to providing blood donor support and medical-related assistance, free of cost, across the nation.Abhilash Singh Rathore (ASR)

• Credit Administration – File decisioning within the defined TAT as per the policy.• Vendor Management – Training to vendor/ Vendor Billing/ Ensuring Vendor quality in terms of process and policy adherence.• Compliance – Responsible for Audit and Regulatory compliance for the Location.• Provide quality Management – To ensure lower delinquency ratio while maintaining Business Flexibility.• To interact closely with other functions such as sales/ Operations/ Collections/ Policy etc in ensuring smooth day to day functioning at Location.

• Assess creditworthiness of existing or prospective clients in India as well as in Gulf Countries.• Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc)• Complete ratio, trend and cash flows analysis• Deliver a multidimensional perspective on the investment outlook in an accessible and informative manner• Evaluate current and historical data• Determine in depth the degree of risk involved by studying financial, statistical and economic data.• Carefully analyse data and produce clear and objective reports• Adhere to credit policy and guidelines• Assist with quarterly and annually forecasting• Evaluate the operational details• Study of the related industry• Monitor corporate portfolio asset quality on an ongoing basis• Do desktop searches• Do other litigation searches such as Manupatra, CIBIL, watch out investors etc

• Analyzing of Credit Report, Title Policy, flood cert, Promissory Note, VA docs, Hazard Insurance, Power of Attorney, Title Commitment, Loan Application, Hud 1, fees, title fees Payoff, Residential Appraisal Reports, Power of Attorney, Quit Claim Deed, Legal Description etc. documents of the borrower who applied for refinance or purchase loan.• Validation of Tax statements.• Responsible for taking daily updates and new ideas from the stateside and passing them to the team members.• Keep track record of the U.S. mortgage interest rates of various banks and the number of customers who are converting into the borrowers.• Updating Property information on company’s software.• Maintaining daily discrepancies report.• Analyzing of end to end mortgage documents and taking decisions whether the loan is satisfying all the requirements of the company.• Auditing of the Processor’s work.• Preparation of error reports by using Pivot table and analyzing the root causes for the errors.