Abhimanyu Ray Email & Phone Number

Bengaluru, Ka, In

New York, Ny, Us

• Manage a team of credit officers overseeing credit extensions and risk for Merchant Services• Implement strategic credit management processes to ensure efficient approval of credit applications• Develope and execute risk mitigation strategies to safeguard the company's financial interests

South San Francisco, California, Us

• Orchestrated a Risk Operations team to optimize credit risk management for merchant establishments, fortifying financial stability and security.• Established a cutting-edge payment operations center in Bengaluru, India, advancing Stripe's mission to accelerate the internet's GDP growth.• Implemented comprehensive training initiatives, enhancing team capabilities in credit risk operations and instilling a culture of continuous improvement.• Facilitated seamless cross-functional collaboration to refine risk management strategies, enhancing the merchant experience.• Spearheaded the integration of data-driven decision-making processes, enabling precise risk assessments and proactive mitigation strategies, resulting in significant reductions in financial exposure.• Led initiatives resulting in substantial reductions in potential financial losses through innovative risk management approaches.➤ Specialties: Risk Operations Management, Credit Risk Management, Financial Stability, Payment Operations, Team Training and Development, Cross-functional Collaboration, Data-driven Decision Making, Risk Mitigation Strategies, Continuous Improvement Culture, Innovative Risk Management

New York, Ny, Us

• Collaborated closely with Lending Specialists and Investment Advisors to ensure timely credit delivery, optimizing coordination and adherence to deadlines.• Directed Securities Backed Lending Originations for J.P. Morgan Wealth Management, overseeing a 40-member team in Loan Underwriting, Documentation Review/Edit, Pre-booking, and Portfolio Management.• Partnered with Wealth Management Change Mobilization Teams to implement Intelligent Automation Solutions, driving transformative efficiency improvements.• Led a project team in developing a real-time Alteryx report, providing actionable insights into loan application statuses across workflow stages.• Achieved significant efficiency gains in loan processing through successful automation deployment, streamlining operations and workflows.➤ Specialties: Credit Delivery Optimization, Securities Backed Lending, Loan Underwriting, Documentation Review/Edit, Pre-booking, Portfolio Management, Change Mobilization, Intelligent Automation Solutions, Alteryx Reporting, Workflow Optimization

New York, Ny, Us

• Monitored business performance to surpass budgetary objectives, ensuring exceeding financial targets.• Spearheaded a Credit Risk Underwriting team, instilling ownership and stringent control over credit proposal processes.• Cultivated a high-performance team environment, emphasizing controls and driving outcomes through effective communication and collaboration.• Collaborated closely with onshore partners and stakeholders, delivering valuable insights to enhance credit risk underwriting.• Led project teams in optimizing workflows and driving continuous improvement initiatives, enhancing operational effectiveness.➤ Specialties: Business Performance Monitoring, Financial Target Achievement, Credit Risk Underwriting, Ownership Mentality, Process Control, High-Performance Team Cultivation, Effective Communication, Collaboration, Stakeholder Engagement, Continuous Improvement

London, Gb

Credit Risk Approvals under delegated lending authority for APAC (HK/SG/PH) borrowers

Mumbai (Maharashtra), In

Middle & Large Corporates, Wholesale Banking

London, England, Gb

Small & Medium Enterprises, Wholesale Lending

Mumbai, Maharashtra, In

Business Banking, Wholesale Lending

Amsterdam, Nl

Consumer Lending - Personal Loans

Postgraduate Degree

Bachelor Of Commerce (B.Com.), Accounting