Abhinab Gogoi Email & Phone Number

Bengaluru, Karnataka, India

Bengaluru, Karnataka, India

• Reviewed loan files for completeness and accuracy including calculation and verification of income & assets, evaluation of credit reports, purchase contracts, appraisals, title commitments, VOE, taxreturns, divorce.
• Evaluated debt & loan-to-value ratios, credit score, property valuation and various other factors.
• Determine and document loan conditions, communicate requirements, and/or decisions.
• Maintained knowledge of all applicable agency and non-agency underwriting guidelines.
• Engaged in various operational workflows.
• Conducted cross-training for multiple resources across diverse processes.

Bengaluru Area, India

• Conducted in-depth analysis of financial reports, meticulously adhering to CREFC guidelines, and meticulously spread the deals according to these guidelines.
• Evaluated the performance of properties, assessing their financial stability and the creditworthinessof borrowers.
• Generated comprehensive reports on variance analysis, providing insights into key factors influencing variances between prior and current periods.
• Expertly assessed the financial performance, position, and forecasted future trajectory of properties, contributing to informed decision-making.
• Thoroughly scrutinized, reviewed, and audited rent rolls and operating statements for a range of commercial properties, including multifamily, lodging, and self-storage.
• Executed detailed variance analyses to dissect reasons behind fluctuations in revenue and expenditure, delivering comprehensive explanations.

• Completed a 3-month internship at iPrimed Education Solutions Pvt. Ltd., where I gained hands-on experience in P2P (Procure-to-Pay) and R2R (Record-to-Report) processes essential to procurement.Additionally, during.