Abhinab Gogoi Email & Phone Number

Bengaluru, Karnataka, India

Bengaluru, Karnataka, India

• Reviewed loan files for completeness and accuracy including calculation and verification of income & assets, evaluation of credit reports, purchase contracts, appraisals, title commitments, VOE, taxreturns, divorce decrees, and other loan pertinent compliance documentation.• Evaluated debt & loan-to-value ratios, credit score, property valuation and various other factors.• Determine and document loan conditions, communicate requirements, and/or decisions.• Maintained knowledge of all applicable agency and non-agency underwriting guidelines.• Engaged in various operational workflows.• Conducted cross-training for multiple resources across diverse processes.• Accountable for overseeing and successfully delivering multiple client deliverables.

Bengaluru Area, India

• Conducted in-depth analysis of financial reports, meticulously adhering to CREFC guidelines, and meticulously spread the deals according to these guidelines.• Evaluated the performance of properties, assessing their financial stability and the creditworthinessof borrowers.• Generated comprehensive reports on variance analysis, providing insights into key factors influencing variances between prior and current periods.• Expertly assessed the financial performance, position, and forecasted future trajectory of properties, contributing to informed decision-making.• Thoroughly scrutinized, reviewed, and audited rent rolls and operating statements for a range of commercial properties, including multifamily, lodging, and self-storage.• Executed detailed variance analyses to dissect reasons behind fluctuations in revenue and expenditure, delivering comprehensive explanations.• Analyzed operating statements to effectively compare current quarterly and yearly performance with previous periods, enabling a clear understanding of progress and trends.

• Completed a 3-month internship at iPrimed Education Solutions Pvt. Ltd., where I gained hands-on experience in P2P (Procure-to-Pay) and R2R (Record-to-Report) processes essential to procurement.Additionally, during this tenure, I acquired proficiency in Excel and participated in comprehensive softskill training sessions.