Abhinay Kumar Singh Email and Phone Number

Working in live underwriting process and Processing Loans to full underwriting team for checking major issues.Review for accuracy and completeness of documents pertaining to Borrower profile, Liabilities & Ratio, Employment & income, Assets, Reserves & Down payment, Occupancy & Transaction type, Title, Appraisal, Purchase Agreement and Program specific documents.Follow up for third party documents (Hazard & Flood Insurance, Title, VOE, Appraisal and Master Insurance) service… Show more Working in live underwriting process and Processing Loans to full underwriting team for checking major issues.Review for accuracy and completeness of documents pertaining to Borrower profile, Liabilities & Ratio, Employment & income, Assets, Reserves & Down payment, Occupancy & Transaction type, Title, Appraisal, Purchase Agreement and Program specific documents.Follow up for third party documents (Hazard & Flood Insurance, Title, VOE, Appraisal and Master Insurance) service provider via mail and calling.Checking loan file for final approval status when all borrower documents and third party documents received. Communication with clients regarding process updated through mails and calls.Resolving queries and issues of teammates related to loan files.Review loan file for compliance with all agency guidelines and client overlays. Show less

Being a part of core credit team responsible for evaluating & analyzing applicant's financial information (Salary Slips, Form 16s, ITRs, Audited Balance sheets), property details (Legal & Valuation), Creditworthiness (Individual & Commercial), KYCs, etc. to determine feasibility of granting loans. Responsible for evaluate, authorize and recommend approval of various types of loans, like; Home Loan, Mortgage Loan etc.Besides this also responsible for:-* Assessing… Show more Being a part of core credit team responsible for evaluating & analyzing applicant's financial information (Salary Slips, Form 16s, ITRs, Audited Balance sheets), property details (Legal & Valuation), Creditworthiness (Individual & Commercial), KYCs, etc. to determine feasibility of granting loans. Responsible for evaluate, authorize and recommend approval of various types of loans, like; Home Loan, Mortgage Loan etc.Besides this also responsible for:-* Assessing creditworthiness of various kinds of loans and forwarding proposals to higher authorities.* Co-ordinating with Branch, Customers, Mortgage Stores for queries, complaints etc.* Monitoring vendors like; Valuers, Empanelled Advocates, CA, CPV Agencies etc. and maintaining TAT Show less