Abhinay Singh Email & Phone Number

United States

Minneapolis, Minnesota, United States

Evaluation and analysis of financial statements to derive risk ratings for affordable housing proposals and small business loans, ensuring the health and stability of the asset portfolio.

Minneapolis, Minnesota, United States

Working on fixed income analysis of the company and ESG Research for the Banks & Financial Team

Vadodara, Gujarat, India

As Credit Monitoring In-charge, overseeing a $2.8 billion portfolio from February to July 2023, I achieved exceptional results. In March 2023, Increased collection efficiency from 87.59% to 93.11% in 6 months resulting in increased financial performance and profitability. Leading a team of two professionals, we successfully identified and addressed revenue leakage issues, resulting in a substantial recovery of over $2.1 million in the fiscal year 2022-23. My leadership and proactive approach played a vital role in optimizing financial outcomes and safeguarding the organization's revenue.

Gujarat, India

As a Credit Manager in Retail & Corporate lending from January 2020 to January 2023, I implemented a robust framework that reduced erroneous lending by 15% quarter-on-quarter. I successfully recovered a bad asset worth $23,000 through negotiation with loan defaulters. By forging a strategic partnership with a leading real estate corporation and establishing regional-level ties, I generated over $1 million in business. As an Assistant Manager in Retail Auto Loans, I sanctioned over 200 proposals totaling $3.8 million in just three months and collaborated with 20 auto dealers to drive a significant business volume of over $3 million. These accomplishments highlight my expertise in risk management, negotiation, strategic partnerships, and driving business growth.

Vadodara, Gujarat, India

As an Online Chat Representative at Etech Global Services, my primary responsibility was to deliver exceptional customer support to Verizon Incorporation's consumers. I adeptly assisted customers in resolving their queries and concerns related to Internet, telephone, and TV services. By carefully analysing their usage patterns, I recommended and personalized tailor-made products that perfectly matched their needs.Furthermore, I excelled at driving revenue growth through effective up-selling and cross-selling techniques. By showcasing the value of additional services and features, I successfully maximized revenue per chat (RPC), earning recognition as the best specialist in this area. Additionally, my dedication to providing outstanding customer service led to my esteemed recognition as the best "Customer Service Specialist," showcasing my commitment to exceeding customer expectations.

Master Of Business Administration - Mba, Finance And Strategy

Activities and Societies: Vice-President : Carlson Finance & Investment Club Carlson Funds Enterprise: Fixed Income Group Teaching.

Post Graduate Diploma In Banking & Finance, Banking, Corporate, Finance, And Securities Law, 8.44/10

Bachelor Of Engineering - Be, Electrical Engineering, 8.41/10

Activities and Societies: Blood Donation Camp, Core Member of Annual Fest 2015

Fundamentals Of Credit, Credit Management

Mutual Funds, Banking, Corporate, Finance, And Securities Law

Certified course for Mutual Funds

Junior Associate Of The Institute Of Indian Bankers (Jaiib), Banking And Financial Support Services