Abin Marattivettil Email & Phone Number

Toronto, Ontario, Canada

• Conducted comprehensive financial analysis of over 500 accounts per month, evaluating creditworthiness,payment histories, and financial stability to make informed decisions on credit applications.
• Collaborated closely with senior credit analysts to review complex credit applications, providing detailedanalysis and insights to assist in decision-making.
• Contributed to credit strategy discussions, offering valuable insights into risk assessment methodologies andsuggesting improvements.
• Actively participated in credit committee meetings, presenting analysis findings and risk evaluations tocontribute to credit approval decisions.
• Generated and interpreted financial ratios, providing critical insights into customer financial health and aidingin decision-making.
• Met and exceeded quarterly targets for efficiency, accuracy, and workload volume.

Bangalore, India

• Enhanced relationships with key service providers, vendors, and customers.
• 2018-2019 (April –Dec): Had done business in new borrower segment of amount 45 million with a client base of nearly 90 which helped the branch to increase portfolio and achieve the target.
• Jan 19 till November 2019: nearly an amount of 50 million businesses had been done for an existing borrower with a client base of nearly 80 which as a fresher was a good achievement in competitive market.
• In a 2 year of span, worked in different verticals which include the new borrower segment for the self-employed customers, salaried and existing borrowers, and insurance products
• Oversaw application processes for lines of credit and contributed to approval or denial decisions which helped me to control the default rate of the portfolio.
• Manage clients from various industries for self-employed and for salaried customers' funding

Goa

• Project was with regard to analysis of inventory management which was undergone in MRF Plant Goa.
• Project was successfully completed by taking into account major inventory method.
• Data was collected for few methods and analysis was done for it.
• Secondary objective was with regard to interpretation of key financial ratio of MRF limited with help of senior accounts manager.
• Objective was to compare financial ratios of MRF limited with its competitors, to know where company is lagging back in which area with respect to its competitors.

Goa, India

• Was responsible for leading a team of sixty skilled and unskilled manpower to various site of the company and ensure duties were performed.
• Managed activities at various industry sites.
• Minimized delays with well-organized supplies and open team communication, Developed solid relationships with staff, customers, and vendors.
• Helped team handle high-volume work by prioritizing tasks and organizing supplies.
• Had the responsibility to follow the laws and responsibility of the company and government.
• Set up an alternative plan if there is a shortage of manpower in the worksite.

International Business, 3.5

Master Of Business Administration - Mba, Finance & Marketing, 7.88/10

Relevant Coursework: media planning and strategy, Integrated marketing communication, consumer market and buying behavior, financial.

Bachelor Of Engineering - Be, Mechanical Engineering

Relevant coursework: operation management, automotive engineering, total quality management, computer integrated manufacturing, design of.

Education record