Abraham Gonzalez work email
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Abraham Gonzalez personal email
As a Portfolio Manager at b1BANK, I manage a portfolio of commercial loans and provide credit analysis and underwriting support to the lending team. I collaborate with loan officers to gather data from customers, internal and external sources, and prepare reports to assess the creditworthiness and risk of potential and existing borrowers.I have over five years of experience in the banking industry, starting as a teller while pursuing my degree in finance at the University of Houston. I graduated in Dec 2020 and joined Third Coast Bank, SSB as a Commercial Underwriter. There, I completed thorough and in-depth analysis of various commercial credit requests, renewals, and annual reviews.I am passionate about finance and banking, and I enjoy solving complex problems and finding optimal solutions for customers and stakeholders. I have strong organizational, analytical, and communication skills, and I am always eager to learn new things and enhance my professional development. My goal is to leverage my portfolio management and commercial credit analysis skills to deliver value and excellence.
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Portfolio ManagerB1Bank Jun 2023 - PresentBaton Rouge, Louisiana, Us -
Commercial Underwriter IiThird Coast Bank, Ssb Aug 2022 - Jun 2023Humble, Texas, Us -
Commercial Underwriter IThird Coast Bank, Ssb Mar 2021 - Aug 2022Humble, Texas, Us-Completing thorough, in-depth analysis of new commercial credit requests, credit change requests, renewals, and annual relationship reviews.-Assists loan officers in gathering data from customers, internal and outside sources; prepares spreadsheets and analyzes financial information, including financial statements and tax returns; contacts customers for additional information and clarification of data.-Analyze customer's loan-to-value ratio, debt-to-income ratio, credit report, application, income, assets, and supporting documentation to identify potential fraud or misrepresentation.-Spreading and analysis of commercial financial statements for prospective and existing loan customers.-Perform financial analysis and underwriting of loan packages for loan officers to include the following: trend, equity, and ratio analysis, loan structuring, collateral analysis, guarantor analysis, and calculation of Global Debt Service Coverage.-Perform Annual loan reviews of existing commercial loans. -Recommend credit grades based on the borrower's creditworthiness and loan performance.
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Member Service RepresentativeMembers Choice Credit Union (Houston, Tx) Aug 2017 - Feb 2020Houston, Texas, Us-Provided prompt, friendly, professional, and accurate service daily-Opened new accounts such as savings, checking, and certificates of deposit-Maintained members’ account information and performed account changes-Processed transactions, resolved problems, and answered questions regarding account issues on a daily basis-Conducted monthly audits on cash and credit card inventory
Abraham Gonzalez Skills
Abraham Gonzalez Education Details
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University Of HoustonGeneral
Frequently Asked Questions about Abraham Gonzalez
What company does Abraham Gonzalez work for?
Abraham Gonzalez works for B1bank
What is Abraham Gonzalez's role at the current company?
Abraham Gonzalez's current role is Portfolio Manager @ b1BANK | BBA in Finance.
What is Abraham Gonzalez's email address?
Abraham Gonzalez's email address is ag****@****ccu.org
What schools did Abraham Gonzalez attend?
Abraham Gonzalez attended University Of Houston.
What skills is Abraham Gonzalez known for?
Abraham Gonzalez has skills like Microsoft Office, Writing, Teamwork, Problem Solving, High Level Of Accuracy, Critical Thinking, Commercial Real Estate, Time Management, Organization Skills, Reliability, Underwriting.
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