• Led strategic decision-making and operational management at Banca.Me, overseeing daily operations, financial processes, and credit risk management.• Collaborated with cross-functional teams to implement process improvements, driving efficiency and aligning departmental strategies.

I served as treasury leader for the operations of Chile, Uruguay, Paraguay & Central America in a rapidly growing global payments Fintech, which since June 2021 is listed on Nasdaq. My main functions consist of:Supervise the cash flows from beginning to end between local operations, those related to abroad and the international commercial connection points that maintain contracts with businesses.Lead strategic projects for the automation and optimization of cash flow reports, to track FX results, working capital and short-term hedging needs.Supervise the local treasurers in each market and be responsible for presenting the results reports.Propose and implement new treasury policies and technological tools adjustable to each market in a dynamic environment of business expansion to increase efficiency in FXResponsible for hedging the foreign exchange risk of the business in each marketAssist and support other areas such as Operations, Accounting, Planning, Legal and others to structure the proper functioning of the business.

Responsible for the assembly and analysis of the cash flow (daily / weekly / monthly / annual) of the company and its different business units; detailed monitoring in order to identify and explain current and projected deviationsProjection and analysis of working capital metricsActive participation in the analysis of new businesses / features in the app together with the Product and Business areasActive participation in the financial planning of the company, ensuring the availability of funding in a timely mannerLead the team in charge of the management and accounting of collections and payments (AP / AR)Lead operational processes and relationship with banksEnsure the proper functioning of the daily operations of the treasury

Responsible for the development of the quarterly Business Plan and the monitoring of compliance. I participate in the planning of the long term and in the operation of the short term. Performance of financial analysis activities related to sales, new business and financial strategies for the correct use of funds. I supervise and participate in the elaboration and monitoring of the weekly cash flow. I work constantly in the development of models for the generation of relevant data in order to comprehensively assess business opportunities and ensure that the strategies to be followed are well-founded.

Consultant of financial and administrative strategies for seven (7) large companies in the metal-mechanical sector in Venezuela. - Responsible for relations with banks and other financial entities. - Participate in the evaluation and design of operational finance models- Supervision of the corporate treasury of the group. - Financial analysis and planning (cash flow, DCF, financial debt, balance sheet) - Adviser of best practices to ensure the desired cash flow. - Management of ERP system (Dynamics GP).

Collection management, payments to suppliers and treasury planning. - Responsible for relations with banks and other financial entities. - Supervision of collections, payment to suppliers and annual budget.- Financial planning (cash flow, DCF, financial debt, balance sheet). - Design and implementation of accounting-financial strategies. - Management of negotiation techniques. - Constant interaction with financial areas, commercial area and corporate- Management of the SAP system.

Responsible for planning, executing and supervising the expenses and investments of the organization. - Strategic planning, management control and negotiations with suppliers. - Responsible the correct accounting record and budget compliance. - Prepare annual/quarterly opinion credit commentaries based on fundamental analysis- Management of the Abanks system for the banking core.- Strong understanding of fundamental credit analysis- Implement the best practices and standards in the development of processes to generate technically and functionally robust solutions

- Supervise compliance with financial planning. - Estimate the financial statements and the impact of the issuance of shares and securities. - Financial strategy (cashflow. budget, monthly forecast) - Drafting of periodic reports on the financial sustainability of the bank for its shareholders, customers and the general public.

Professor of the Chair of Economics. Courses of Macroeconomics, Microeconomics, Financial Institutions, Economic Policies and Financial Planning. Responsible for preparing material, teaching classes and evaluating academic performance.

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