Austin Kershaw Email & Phone Number

Houston, Texas, United States

• Promoted to Senior role after demonstrating in-depth process knowledge for performing and assembling periodic collateral reviews for various financial institutions.
• Determine the accuracy of client applications and identify red flags by developing improved processes to review and analyze client financial statements, general ledgers, agings and perpetual reports.
• Make prudent recommendations by evaluating collateral and determining if the advance rates reflect a reasonable conversion… Show more Promoted to Senior role after demonstrating in-depth process knowledge for.
• Make prudent recommendations by evaluating collateral and determining if the advance rates reflect a reasonable conversion probability to cover the loan balance.
• Collaborate cross-functionally with Relationship Managers, Portfolio Managers and Collateral Support Manager before each assignment to define exam objectives.
• Conduct variance analyses to track time and expenses spent on each assignment to ensure proper and accurate billing.

Houston, Texas Area

• Promoted to deliver safe and compliant lending decisions by providing credible commercial and residential real estate valuations and market data while adhering and enforcing regulatory policies.
• Earned a reputation for reducing lending risks by leading and conducting field examinations on pledged collateral and generating necessary ad-hoc analyses to make recommendations.
• Ensured operational success for field examinations by scheduling internal field examiners and third-party… Show more Promoted to deliver safe and compliant lending decisions by providing credible commercial and.
• Ensured operational success for field examinations by scheduling internal field examiners and third-party contracting firms for upcoming reviews.
• Implemented industry best practices by hiring, training and managing the field examiner staff to standardize processes and ensure projects finish within stringent deadlines.
• Increased efficiency and reduced redundancy by redesigning the collateral review report and worksheets.

Houston, Texas

• Promoted to perform and generate periodic collateral reviews of Frost Capital Group and Frost Bank clients while providing independent verification of pledged collateral.
• Identified and highlighted areas of collateral weakness or deterioration by performing in-depth testing, evaluation and analysis of collateral to secure the loans to existing borrowers to verify existence.
• Evaluated accounting system controls, data integrity and managerial control oversight.
• Verified that… Show more Promoted to perform and generate periodic collateral reviews of Frost Capital Group and Frost Bank clients while providing independent verification of pledged collateral.
• Verified that collateral was being reported and managed per the terms and conditions stipulated per the Loan Agreement while reviewing and evaluating borrowers’ accounting personnel and history.
• Commended for communicating and escalating significant exam findings, concerns, delays, or borrower limitations to lending and credit personnel while identifying and reporting matters related to collateral risk. Show.

Nasa - Webster

• Promoted for outstanding client building skills to develop and manage a client and prospect portfolio.
• Ensured compliance with reporting requirements while monitoring daily client activity.
• Reviewed and determined which additional products may benefit a client based on their personal financial goals and situations.
• Boosted client satisfaction by applying critical thinking and problem-solving skills to resolve client-related issues efficiently and effectively and mobilize… Show more Promoted for outstanding client building skills.
• Boosted client satisfaction by applying critical thinking and problem-solving skills to resolve client-related issues efficiently and effectively and mobilize internal teams necessary to solve escalated issues.
• Recognized for demonstrating efficiency and flexibility in performing detailed transactions in a fast-paced work environment with frequent interruptions and changing priorities. Show less

Houston, Texas Area