Andrew Cupo Email & Phone Number

Minneapolis, MN, US

• Contract role with Rose International – project end client is U.S Bank
• Lead client-facing Global Treasury Management (“GTM”) projects of varying complexity, collaborating with internal bank teams to gather, manage, and interpret data for clear documentation and strategic alignment
• Manage cross-functional project teams from concept to implementation, ensuring timely delivery within U.S Bank standards and utilizing established project management methodologies and tools
• Develop and maintain reporting frameworks to track GTM project progress, while proactively identifying and escalating risks to ensure successful project outcomes – consistently exceed end client project expectations

Cleveland, Ohio, US

• Contract role with Price Waterhouse Coopers (PWC) via MBO Partners - project end client was KeyBank
• Conducted customer due diligence (“CDD”) and enhanced due diligence (“EDD”) on KeyBank’s high risk clients for periodic reviews based on client’s risk exposure
• Performed transaction monitoring analysis and documented narratives on financial investigative findings within Actimize and KeyBank’s review forms in alignment with global Know Your Customer (“KYC”) policies and.
• Conducted zero footprint screenings via World Check One, negative news screenings via Google, and then dispositioned all screening results, escalating when required

San Francisco, CA, US

• Conducted customer due diligence (“CDD”) and enhanced due diligence (“EDD”) on different types of prospective customers for onboarding to Ripple’s U.S. and International subsidiaries
• Reviewed agreements related to the utilization of the company’s cryptocurrency (“XRP”) and blockchain technology (“XRP Ledger”) to determine potential risk elements associated with each product solution
• Conducted Know Your Customer (“KYC”) analysis and created risk profiles within Salesforce and Google Workspace in alignment with global KYC policies and procedures
• Collected, examined, and summarized data derived from comprehensive sources to identify risk gaps, then communicated findings and recommended action items to compliance leadership and stakeholders
• Conducted watchlist and zero footprint screenings via World Check One, negative news screenings via Google Advanced Search, and then dispositioned all screening results, escalating when required
• Performed periodic reviews of active regulated customers, exchanges, counterparties, and third parties based on their customer risk rating in order to maintain ongoing due diligence requirements

Chiyoda-ku, Tokyo, JP

• Performed client due diligence and new customer risk analysis for MUFG U.S. banking units
• Served as a SME for core bank systems and client onboarding for the Global Corporate’s KYC team
• Coordinated with key stakeholders to obtain KYC documents related to client onboarding and periodic reassessment requests - provided guidance on client communication for KYC requirements
• Lead new team members through extensive training and shadowing via Microsoft Teams
• Conducted enhanced KYC for high-risk clients triggering Office of Foreign Assets Control (“OFAC”), sanctioned location activity, and product risks using third party monitoring systems
• Partnered with cross-functional teams to obtain KYC requirements/approval and maintain global AML policy

Sydney, NSW, AU

• Communicated real time updates to front office bankers on the KYC status of their clients’ onboarding
• Provided regulatory authorization to relationship management & trading teams to operate and execute deals
• Reviewed and verified client ownership, formation, and tax documents to be compliant with global standards
• Conducted risk assessments for new & active clients and escalated high risk entities to the EDD team
• Built internal and external onboarding documents to streamline the bank’s client onboarding process
• Resolved global client data discrepancies for 1,500 active clients between CBA’s risk analysis tool, customer database, and KYC/AML (“Anti-Money Laundering”) workflow models to remediate OCC audit comments

New York, NY, US

• Contract role with WSNe - project end client was Barclays Investment Bank
• Collected and validated Know Your Customer (KYC) documents from over 3,500 institutional investment banking clients and assessed client risk ratings based on bank’s risk tolerance and Global AML standards
• Supported key stakeholders by enforcing AML policy, Dodd Frank regulation and detecting Terrorist Financing activity within day-to-day trading activities
• Reconciled archived files against current regulatory requirements mandated by Financial Industry Regulatory Authority (“FINRA”), Financial Crimes Enforcement Network (“FinCEN”), US Patriot Act, and OFAC
• Analyzed risk ratings and entity data to determine need for escalation to Financial Crimes and EDD teams
• Ensured confidential and appropriate handling of sensitive client data through proprietary & third party MIS

Newtown Square, Pennsylvania, US

• CO-OP #3
• Supported Wealth Advisors through back-end testing of a Point & Figure/Relative Strength investment software to design an internal asset allocation model for a $500 million RIA managing over 200 high-net worth clients
• Assisted in quarterly check-up meetings through presentation preparation using Money-Guide Pro’s Monte Carlo projection software for financial plan tracking on an individual client basis
• Engaged in sales efforts though LinkedIn to build prospect lists for client acquisition pipeline
• Implemented a foundation to structure marketing strategy efforts through the usage of Hootsuite and Vestorly

Philadelphia, PA, US

• Provided educational guidance to over 20 first-year international students over 3 years
• Assisted students to achieve success within their Foundations of Business I, II course
• Mentored international students in order to develop a model for leadership

Malvern, PA

• CO-OP #2
• Assisted Portfolio Managers in portfolio construction for a $700 million money management firm, including determining asset allocation and performing investment due diligence through analysis and research projects
• Developed external facing marketing collateral for sales and marketing efforts to increase client acquisition
• Engaged in research projects arising out of both the business development and investment committees
• Supported Portfolio Managers by compiling daily reports from Morningstar Direct
• Originated reports to automate data gathering from multiple sources for performance analysis and attribution

Waltham, MA, US

• CO-OP #1
• Managed project accounting by preparing journal entries in Citrix and Great Plains
• Maintained month-end project accounting by running macros in Excel to close accounts
• Analyzed monthly profit & loss reports and account balances in order to track financial projections

Garfield, New Jersey, US

• Assisted Corporate Controller and Head Accountant with day-to-day accounting activities
• Streamlined communication and organization of paper-filled backup systems
• Vouched accounts payable into QuickBooks and prepared account analysis

Montclair, New Jersey, US

• Assisted Head Accountant with day-to-day accounting activities
• Compiled monthly financial statements by utilizing Excel
• Created structure in Excel for 3 months’ worth of complied data