Ada Hsiang Email & Phone Number

• Review, Analyze and verify mortgage applications for completeness, accuracy, suitability and risk to ensure compliance with all aspects of company's underwriting policies, procedures and guidelines• Make prudent credit decisions on complex mortgage files; negotiate loan terms and pricing according to assessed risk and to meet the interests of clients • Work closely with Fulfillment team and provide coaching and guidance to improve client experience• Issue mortgage commitments outlining all conditions• Manage existing pipeline of mortgage deals to adhere to SLAs• Adhere to applicable compliance obligations including Privacy, Anti-Money Laundering/Anti-Terrorist Financing and internal Anti-Fraud Policy requirements

Markham, Ontario, Canada

• Meet with the borrowers to analyze and determine their financial needs• Prepare and validate mortgage applications using Filogix Software to be submitted to lender for approval• Create detailed conditions list from Mortgage Commitment and cross reference all supporting documents received with any additional requirements from lender• Collect, review, analyze and verify required documentations from the clients and submit to lenders to satisfy all outstanding conditions • Review and analyze appraisal reports• Respond to any questions or concerns the clients may have by phone or email in a timely and professional manner• Interact daily with clients, mortgage agents, Realtors, solicitors, lenders to ensure deals are progressing, conditions are being satisfied and timelines will be met strictly• Familiar with Lenders' programs. Lenders include TD Broker Services, Scotiabank, B2B Bank, Merix Financial, Manulife, Equity Financial, Home Trust Company, Equitable Bank, First National, Community Trust, Haventree Bank, NPX, etc

Markham, Ontario

Markham, Ontario, Canada

Shanghai, China

• Children’s wear specialist• Supervised the entire procurement process from sample-making to shipment• Reviewed and approved sample submissions from associate manufacturers• Coordinated manufacturing issues and requirements between Wal-Mart Home office and manufacturers • Performed final quality control inspections prior to delivery• Maintained inventory system to ensure proper tracking of orders, production, and delivery• Periodically visited manufacturer sites to resolve production issues

Mortgage Agent Course

Certificate, Business Studies

Graduate with honor

Bachelor'S Degree, English/Language Arts Teacher Education