Adam Hughes Email and Phone Number

Role includes leading regulatory finance transformation programs for various clients with a specific focus on the Finance and Risk regulatory agenda. Demonstrated expertise in regulatory interpretation, impact assessment, requirements gathering, delivery, and regulatory reporting on client programs ranging from €50k to €1.8m.Duties/projects include:• Responsible for the delivery of a Finance & Risk data exploratory program with the objective of aligning client CFO and CRO Risk data functions • Leading the design, development and implementation of a client regulatory change program, leading workshops and defining requirements with key stakeholders• Acting as the workstream delivery lead responsible for delivering MIS capabilities for specific a client regulatory change initiative• Developing bank wide operational readiness documentation regarding a regulatory change program which outlined preparedness of client systems, processes and organisation to begin operations effectively.• Developing Business Development reports regarding the Financial Services Finance & Risk regulatory agenda in order to generate future consulting opportunities.

Role included the efficient management of the Bank’s liquidity resources, support for the management of the Bank’s balance sheet to ensure alignment to the funding strategy and compliance with both the internal risk appetite and external regulation.Duties included:• Production all liquidity risk reporting including internal monitoring, senior management updates and regulatory reports for the CBI/ECB• Delivery of the Bank’s Liquidity plan (ILAAP) and its constituent parts• Review and implement regulatory changes impacting the capital, liquidity and pension risk and outlook (BCBS239, Basel III/IV, CRR/CRD)• Review and assessment of the Bank’s internal Liquidity & Funding risk appetites• Analysis of the various recovery options and their impact on the relevant regulatory capital and leverage ratios, MREL requirement & regulatory liquidity ratios (LCR/NSFR/AE)• Ensure appropriate control and governance of all liquidity risk management process

Responsible to demonstrate the capital adequacy of the bank to all stakeholders which requires a strong understanding of the relevant regulation, regulatory reporting, financial accounting and relevant capital metrics. This role entails demonstrating capital accretion, optimisation of capital resources and distributions to shareholders. Duties include:• Production of capital actuals and forecasts, variance analysis and related qualitative commentary, delivered internally and to the regulator, in line with relevant regulatory frameworks• Analysis and validation of inputs and outputs to the capital planning model• Production of the consolidated capital plan and stressed capital plans, Budget, Recovery Capital plans or ECB Stress Testing submissions. • Review and implement changes in the various regulations impacting the capital, liquidity and pension risk• Production of the Banks internal Pillar 2R calculation and the Banks normative baseline, adverse and economic internal assessment calculation • Liaising with all areas of Treasury and the wider Finance/Risk teams regarding the completion of Capital, Liquidity & Funding and Pension risk Policy, ICAAP, ILAAP, Risk Appetite, Pension Risk, Early Warning, ECB/CBI requests and ad hoc projects• Production of the Dividend policy and the optimisation of capital Instruments

Part of a team of 2 managing the property space within the Australian market for all ME Bank Retail/Wholesale Loan applications based in Melbourne.Duties included:• Analysing the trends in the property markets year on year.• Point to point contact with property valuers, brokers and customers while also liaising with senior management to achieve a fair reflection of the value of an asset.• Risk management role regarding the allocation of properties to valuers.• Dealing with all queries throughout the valuation process.

Part of a team of 2 managing a distressed loan/debt book of c. €250m. Primarily property backed, it consisted of over 100 Borrowers ranging from small personal debt of c. €10k to larger debt of c. €10m per Borrower in which we had to recover or restructure these facilities into a performing loan/debt. The role consisted in finding solution to non performing personal debt as well as company debt.Duties included:• Meeting monthly, quarterly and annual KPI targets.• Formulation, development and implementation of portfolio work-out strategies.• In-depth financial and market analysis and the valuation of portfolio assets and companies.• Commercial debt restructuring. • Liaise with all stakeholders with particular focus on building and developing working relationships with clients.• Preparing high quality reviews, including attendance and presentations to appropriate governance forums.• Preparing frequent and effective portfolio reporting including clarity on size, shape and quality of assets under management.

Provide management accounting services for this company that works closely with Dublin City Council in providing services in inner city DublinDuties Included:• Accounts Payable• Intercompany Accounting• Month End Accounting• Cash flow Management & Planning• Preparation of P&L, Trial balance & Balance Sheet.• VAT payments & scheduling• Month End Accounting• Capital Expenditure

Worked as an accountant for the Granning group based in Naas while also monitoring the NI financial operationsDuties included:• General Month End Procedures & Management Reporting• Accounts Receivable & Payable• Liaising with customers needs• Cash Flow Management• Intercompany Accounting• Preparation of P&L, Trial balance & Balance Sheet.• VAT payments & scheduling• Capital Expenditure

Boston Scientific, Ballybrit Business Park, Galway, Ireland 10 month work experience involving the general running of a major multi national company based in Galway.Duties:Basic managerial accounting including:Cost Accounting incorporating: • Central Costing• Management Reporting• Value Stream (VS) Support• Capital SpendingFinancial Accounting incorporating:• Accounts Payable• Intercompany Accounting• Month End Accounting• Cash flow Management & Planning