Adam Caron Email & Phone Number

Jacksonville, Florida, United States

Jacksonville, Florida, United States

Jacksonville, Florida Area

Financial analyst within the Home Lending channel.Areas of focus:- Budget and forecast- Capacity modeling- Volumes and revenue estimates- Analysis of expense drivers- Project pro formas- Board and and executive level reporting and presentations- Financial reportingPrevious areas of focus within the company:- Consumer direct and title & escrow business channels- Analysis and accounting pertaining to ASC 310-30 loan portfolios.- Commercial lending portfolio analysis and accounting. - ALLL Reserve

Jacksonville, Florida Area

- Manage department responsible for accounts payable and receivable, payroll, human resources, and all government and regulatory requirements- Acquisition strategy including analysis of potential targets, contract negotiation, pre-purchase due diligence, and financial integration post purchase- Investor fund raising and communication- Successfully negotiated the acquisition of two towing and repair facilities and completed integration of financial processes into origination- Discovered accounting discrepancies during pre-sale due diligence which allowed for transparency and lower acquisition price- Oversaw revenue growth from $500,000 to $3 million annually

- Analyzed and evaluated the overall financial position of thrift institutions and their adherence to national and internal policies - Reviewed and graded the performance of management and the board of directors- Analyzed and risk rated specific real estate, commercial, and investment bank assets- Analyzed the level of interest rate risk taken on by institutions and how rate changes will affect the institution's investment portfolio and balance sheet- Evaluated the balance sheet, general ledger, and earnings of thrift institutions and compared to an industry peer group

Jacksonville, Florida Area

- Established new office location and managed all aspects of day to day operations for international shipping line at the Jaxport marine terminal- Enhanced coordination with multiple 3rd parties to improve and monitor daily business processes- Coordinated and supervised vessel loading operations to reduce load time- Coordinated with the U.S. Customs and Border Patrol to expedite release of cargo for export- Enabled monthly throughput to double through increased information processing and increased capacity on terminal - Coordinated with labor union to insure timely and accurate stowing of vessel- Created system to maintain records of cargo received and shipped, U.S. Customs requirements, and billing information- Reviewed and approved invoices received from 3rd party vendors - Made strategic decisions during operations based on financial factors and customer needs

Jacksonville, Florida Area

- Underwrote credit loan applications up to $0.5 million insuring compliance to company and investor guidelines- Recognized as Employee of the Month multiple times- Became top producer in office after 5th month of employment- Participated in pilot team structure to reduce cycle time from 25 to 17 days- Senior team member contributed to increased production from $3 million to $10 million per month

Jacksonville, Florida Area

- Processed loan applications up to $2 million for the Merrill Lynch client group - Developed and enhanced existing relationships within Merrill Lynch client group which held multi-million dollar asset accounts- From entry level position grew in responsibilities to account management position with high net worth investors- Achieved total budgeted goals each quarter- Recognized 12 times by employer/customers for outstanding customer service

M.B.A., Finance

Activities and Societies: Bate Gamma Sigma Business Honors Society

B.S., Logistics & Transportation And Marketing

Activities and Societies: Phi Kappa Tau Fraternity