Member of the Group Executive team at Equiniti, the UK's leading provider of share registration, employee share plans and investment services.

Developed a new management framework for Equiniti Financial Services

Provided independent advice to the financial services industry on change management, regulation, governance, and financial technology (FinTech).

Delivered change for Bupa, the UK's leading health insurer.

Co-Founder of London based clothing designer and retailer specialising in contemporary men's clothing, with a technical edge. Our Toomer Brothers Mens Jacket was well received with coverage in GQ, The Telegraph, The Field and other leading publications. We sold directly in the United Kingdom and established wholesale exports to Germany, Sweden, Austria and exported units globally. The contemporary, technically advanced, 'cross-over' design with careful detailing and quality manufacture was new to the market and subsequently inspired a number of similar items from other manufacturers.

Founder of Spendr (uk, dissolved). Developed a new consumer retail concept to enable live discovery and sales for physical markets and retail shows. Compnay was made investment ready but not launched as early testing demonstrated a variety of technical challenges with the maturity of mobile and WiFi which would have limited functionality.

Subject Matter Expert for the FCA’s ‘blue sky’ proof of concept project to develop its approach to conduct risk analysis• Performed detailed review of FCA’s ‘as is’ position on conduct risk analysis and data.• Provided expert advice on objectives and analysis approaches.

Provided specialist advice as Business Design Authority for two major European Directive implementations: Capital Requirements Directive (CRD IV) and the Alternative Investment Funds Management Directive (AIFMD).• Supported staff in developing FCA supervision strategies, operational frameworks and approaches to change management. • Liaised with the Prudential Regulatory Authority and European Banking Authority.• Advised on specialist issues relating to groups, prudential supervision, regulatory risk and working with COREP/FINREP regulatory data.

Provided specialist consulting services to the Financial Services Authority (FSA) on the design and implementation of the Financial Conduct Authority (FCA) and its alignment with the Prudential Regulatory Authority (PRA), which is part of the Bank of England (BoE).The FCA is responsible for the conduct supervision of the UK's approximately 27,000 regulated financial services firms. The FCA also provides direct prudential supervision to 24,000 firms, including major brokers, asset managers and investment firms. The PRA prudentially supervises banks, insurers and systemic investment firms, with the FCA overseeing the conduct regulation of those firms. • Led design and delivery of the FCA Prudential Supervision Framework as workstream lead in the FSA's Transition Programme, working with senior business sponsors to establish the new FCA.• Delivered proposals to FSA Executive Committees and coordinated requirements with a range of senior stakeholders. • Contributing author and reviewer for FCA Supervision Manual, FCA Prudential Manual and FCA's transition letter and explanatory materials (sent to approximately 27,000 firms)• Advised on integration of FCA's supervision framework with change management requirements and new FCA supervision teams. • Coordinated with PRA staff on prudential classification, group supervision issues and coordination of 'prudential event' response.• Managed delivery of FCA prudential classification framework and developed initial FCA firm classifications.• Advised on technical regulatory issues relating to groups, capital and risk. • Managed design and delivery of the prudential governance framework, process maps, controls, systems and reporting requirements, data management and documentation.

Leadership and Subject Matter Expert consulting for major change programmes (£5mn to £100mn+). Specialist in complex governance, risk and regulatory change. Worked directly with boards and senior teams across the UK on high impact issues. PwC is the leading advisor to the UK’s financial services industry, including the delivery of Solvency II (major EU Directive) • Led drafting and submission of business critical regulatory application taking 6 months for tier 1 insurer A on £100mn programme (SII)• Led review of critical programme deliverables for tier 1 insurer B on £75mn programme (SII)• Developed regulatory definition / schematic for tier 1 insurer's C global capital model on £110mn programme (SII)• Coached CEOs, CFOs, NEDs and other broad members on risk, regulation and working with the FSA (ARROW, ICAS, SII)• Led workshops on designing and developing risk management frameworks and capital models, including training on aggregation / diversification, risk distributions, sensitivity testing, data quality, validation, risk reporting and user engagement.• Provided rapid response on major regulatory issues to numerous top tier firms• Co-developed PwC's market leading house view on regulatory internal capital model frameworks• Contributing author to first edition of PwC's market leading guide to key insurance regulation (SII) and co-led delivery of computer based training package (used globally)• Life, Lloyd's, London Market and General Insurers

Led product design for high-ambition corporate software start-up (a Gartner Cool New Company 2008). Pitched to prospective clients and investors and delivered operational software.Designed SAP SaaS extension application (xApp): Package enhanced quality of analysis for business metrics using a role and workflow based framework, and created a high integrity audit trail of oversight and review for data drawn from SAP BIW. Worked in India with development team to ensure application achieved SAP certification and entry to SAP Global Catalogue. Generated strong interest from SAP sales teams, third party implementation partners and prospective clients. Application price agreed with sales teams set at €50k+.Designed detailed outline for a powerful programme management tool: Based on a “road map” implementation framework, to provide a strong oversight, risk management, and reporting solution (paper prototype, user interaction maps, operational concept).

Delivered change, lead development of complex information technology projects and negotiated with major institutions on key risk and operational issues.• Supervised major insurers and banks: Specialist in governance, prudential risk, and change management risk. Conducted ARROW and ICAS reviews, including detailed operational risk framework and model analysis (ICAS / Basel 2).• Risk Policy: FSA's central Research and Development on risk management, focusing risk processes, supervisory risk scores, banking liquidity risk, peer-group analysis and data uncertainty. • Change Projects: central role in numerous change projects, including complete FSA re-organisation.• Teaching: Trained supervisors at FSA off-site sessions / 'superuser' for ARROW 2 risk platform• Technical development: Designed FSA's first cross platform business intelligence OLAP cube (£250k project, 16mn data intersections) and analytic VBA programmes, including automated credit risk feeds syndicated to over 200 people.

Negotiated and drafted bespoke high-value contracts for wholesale internet and VPN connectivity for global clients. Advised sales teams on agreement structuring and interpretation. Engaged with clients on contractual disputes. Size of deals directly advised: £200k to £55mn.