Adam Cufr, RICP® is the owner of Fourth Dimension Financial Group, LLC and is an author, a sought-after media commentator and thought leader. He is the author of 'Off the Record – Secrets to Building a Successful Retirement and a Lasting Legacy.' Adam writes the 'Beyond the Money' column in the Suburban Press, and has been featured in other national publications such as The Wall Street Journal, Kiplinger Personal Finance, National Underwriter, LifeHealthPro, and Fiduciary News, as well as locally in The Toledo Blade, The Suburban Press, and more. Adam has done numerous TV interviews and has given talks throughout the country. After beginning his career at the world headquarters of a Fortune 500 Company based in St Louis, Adam spent the next ten years in various financial services businesses, deepening his knowledge with each experience. Fourth Dimension Financial Group is the culmination of the best of those experiences and seeks to replace much of the complexity that exists in retirement planning with clarity of thinking. Adam earned The American College's prestigious Retirement Income Certified Professional®, (RICP®) designation. Adam graduated from Bowling Green State University with business management degrees in Purchasing Materials Management and Production Operations Management. He is a native of Northwood, Ohio and in 2012 was chosen as Alumnus of the Year by Northwood High School.Married since 1999, Adam and Carie are on a grand adventure with six daughters. For 20 years, Adam performed as a drummer in The US Air Force. Drumming has allowed Adam to perform in six countries, on national television, with Miss America, and for The President of The United States.Specialties: Retirement income planning for near-retirees, retiree pension analysis, Pension Maximization, life insurance planning, IRA planning, annuity income, risk management.