Adam Timothy Email & Phone Number

Herriman, UT, US

• Maintained 4 of the top 5 highest yielding accounts, greatly exceeded client expectations
• Analyzed prospective loan transactions utilizing multiple factors including debt to income ratio, credit ratings, and evaluated credit risks to approve or decline credit lines
• Funded 5 million dollars each month, increased profits and shattered past performance numbers
• Examined up to 100 loans a day, determined eligibility, established interest rates, set terms, and serviced loans
• Developed new business accounts in a struggling territory, increased loan volume by 8 million a month, transformed area into the highest lending
• Requested credit information with well established credit bureaus; Experian, Equifax, and Trans Union to ensure creditability of proposed customer

• Communicated with all levels of management principal, general, and sales to promote and sell financial services, increased market share for dealerships and for Ford Credit
• Analyzed the utilization of customer and business credit files working with the top 4 credit bureaus including Dunn and Bradstreet to evaluate credit worthiness and structure individual and commercial prime and.

• Maintained and increased current wholesale accounts in excess of $50,000,000 keeping records accurate and clients satisfied
• Successfully acquired Utah Auto Collection the largest account attained by our branch, ensured my team provided a high level of customer service, making transition prompt with no interruption to services
• Managed auditing department assessed risk management and set up guidelines to prevent or address cash flow issues
• Supervised administrative employees to ensure the Salt Lake City branch ran well, discovered and prevented a several million-dollar credit loss
• Appointed to evaluate and implement changes after an outside annual operations review was conducted, within six months improved rating from unsatisfactory to excellent. In addition conducted internal reviews to keep.
• Promoted 5 times in 8 years

• Supervised and managed a team to provide quality customer service on bankruptcy, repossession, lease, and purchase accounts
• Responsible for selling and maintaining services, while promoting strong dealer relations
• Conducted on-site inventory audits at Ford and Lincoln Mercury Dealerships throughout the Midwest collecting outstanding loans and balances owed to Ford Credit

Ba, Business Marketing

Bachelor Of Arts (B.A.), Marketing