Specific Job Activities:Travelling to different parts of the country in order to review sample proposals already approved by the business group through financial analysis, prudential regulations of SBP as well as per bank’s internal controls / policy and prepare detailed BRR report(s) discussing the shortfalls, deviation and quality of lending in a given period for senior management’s review and future strategy.To conduct on site credit review of Retail Banking (14 regions), Corporate… Show more Specific Job Activities:Travelling to different parts of the country in order to review sample proposals already approved by the business group through financial analysis, prudential regulations of SBP as well as per bank’s internal controls / policy and prepare detailed BRR report(s) discussing the shortfalls, deviation and quality of lending in a given period for senior management’s review and future strategy.To conduct on site credit review of Retail Banking (14 regions), Corporate (5 regions), overseas (4 regions) and preparation of detailed report for concerned Regional and top management of the bank. To analyze and evaluate the Credit Process Management of Regions based on Target Market, Credit Initiation and Analysis, Credit Monitoring, Problem Recognition, Risk Management and Remedial Management.To assist the Credit Committee of bank in evaluating the write off proposals of classified portfolio by conducting thorough analysis. Review of Credit Policy of Corporate, Commercial and different Product Policy Manuals of Consumer products (secured & unsecured).Assessing the overall quality of the bank’s loan/investment portfolio and assign Portfolio rating based on empirical evidence and judgmental evaluations. Credit Analysis of the individual clients (Corporate & Commercial) based on financial indicators, industry analysis and business analysis. Moreover, based on analysis assign Credit Risk Rating as per Policy. Measure the degree of risk and compliance with the lending/investment policies & procedures and to determine the relative collectability of loans/investments. To evaluate the adequacy, effectiveness and efficiency of Risk Management processes within the bank. Show less